I love the idea of the sorting payments feature. Unfortunately it’s not quite flexible enough to replace the relatively long list of standing orders that I have setup at the moment to auto-sort my salary into various accounts.

I also agree adding percentage-based sorting would be great, but there’s already another thread for that.

What I would like to see as further improvements to this feature are:

1. The ability to add notes to each sort that would then appear on the transaction in target account when money is sorted, and

2. The ability to sort to a single target account in multiple splits, or in other words: the ability to sort as many time as I want and choose the target account freely for each sort.

To explain the use-case, I’ll use the common example of having a single account for subscriptions and recurring payments. I have one of these, and at the beginning of the month I have a bunch of scheduled payments going into this account to put aside money for the various ongoing subscriptions and recurring payments that I have.

I do this with one transfer for each subscription or recurring payment. Say for example I have public transport subscription that costs me 600€ per year, then I would have a transfer each month for 50€ with a note along the lines of “Putting money aside for public transport subscription (600€ per year)”.

This does of course result in a lot of events in the account as opposed to if I were to just do one transfer for all my subscriptions and recurring costs, and I realise that this would not be everyone’s cup of tea. But it has a number of advantages that I like:

• I can search my events for keywords and usually see all the incoming payments and outgoing charges in one search (as long as I choose the content of the note on the standing order well). This is the main benefit for me.

• If the amount of a recurring costs changes or is no longer required, I find it easier to just find the respective standing order and edit that or delete it, as opposed to having to re-calculate the total on a collective standing order. Not really a difference in effort (I still have to edit one standing order), but I find the mental separation nice.

So in order to use the sort payment functionality I would need to be able to setup multiple sorts per target account, and add a note to each sort, that would appear on the transaction in the target account.

At the moment it seems like the sort function is a rigid model just splitting money up among a set amount of targets, based on all my available accounts. I’d rather it be something along the lines of a system where I can just continually add individual sort items (as many as I like), and for each I then choose a target account, the amount (yes, ideally fixed or percentage), and add a note. From a UI perspective, this might also be less busy than being directly presented with the complete list of accounts when setting up a sort, but that also just my personal opinion.

What does everyone else think? :)