I just wrote this response to a post that thread that was removed before I posted. Its worth adding here though I think.
The response was to @John Do in relation to a question asked about how much Joint will cost. John’s response was that it “will be free for the next 3 months”
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sorry, but that is not actually true, and is messaging that has been the cause of much frustration.
The first 3 months are not free
For the first 3 months you will pay a discounted rate of €4,99 per user.
This means that if you were using Joint with 2 people, you will continue to pay the same ~€10 price for the next 3 months.
If, however, you were using Joint with a family of 5, each user will be individually charged €4,99 per month (€24,95 total).
In this case you should probably make sure that all of the other users on your Joint account are aware of this as this will be the first time they will being seeing a charge from bunq.
For kids especially you should make sure that the payment account from this new charge has sufficient funds. Would be a good idea to have it come from a Joint account maybe.
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It’s clear to anyone seeing these questions appear (and disappear) again and again that the messaging from bunq around this issue is unclear at best, and disingenuous at worst. And this continues to be disappointing.