I’m a bit surprised to see iDEAL payments not count towards planting trees for SuperGreen users. iDEAL is a payment system for online shopping in the Netherlands typical for buying things that you would either (in a physical store) use a card for, or (in an international online store) use a creditcard for. I actually expected iDeal to count as card payments, since with other banks like ABN AMRO, you’ll have to use a card and identifier to complete an ideal payment.

Anyway, as I understand now that iDEAL payments are not card payments by definition, the request is to make iDEAL payments ALSO count towards the tree count.

Unfortunately, not many Dutch online retailers offer creditcard payments in their online shops.

In some cases Paypal is offered next to iDEAL, which would the charge my Metal Card and make the transaction count. But I would hate having to resort to using another party and unnecessarily share my data with an additional (especially American) company, only to make my transaction count.

Ideal transactions are of fix price. I assume rond 6-8 cents for bunq. Bunq earns nothing. And taking into account how greedy they become, I would not expect any new products rather than amazing colours, intsagram pics and other useless things. The era of bunq is hidden and lost between the trees they started to plant.

@NielsT#168766 How would you solve manufactured spending? Seems easy enough to do and especially with iDEAL not being a payment method where bunq earns any money from, this is even more of an issue. With card payments there is at least the interchange fees where they can make some of that tree money back. Less so with Maestro cards, but it seems quite a bit harder to do manufactured spending on Maestro cards anyway. ATM usage is also a net loss for bunq, but that's at least kinda limited, so they probably also thought they wouldn't have to worry too much about that and made it eligible for tree planting. But iDEAL is probably just too risky / unprofitable.

Might not be great when shopping at Dutch online shops, but it's not really bunq's fault these shops can't take 2 minutes out of their day to sign up with Ayden or whomever and pay less fees than at PayPal.

@Georgy#168775 Depends. And Adyen is not the only PSP out there.

@Jakob-Y#168773 Excellent point that I honestly didn't think of before.

I would suggest putting a limit on trees planted by iDEAL or similar payments. And / or limit it to Personal users. In yesterday's blog "Does SuperGreen really let you become CO2 free in less than 2 years?" bunq shared that SuperGreen users (Personal + Premium) on average spend € 2400 a month on Card payments. So they have a ton of data.

I'm sure they can crunch their numbers on how much the average Dutch personal user spends on iDEAL payments to online shops to come up with a fair limit. And bunq also gets benefits of the € 9 membership SuperGreen membership fees, so a tiny fraction of that could be used to fund this and help get Dutch users become CO2 free a little more quickly. 🌍🌈