Hi. Instead of implementing features that are related to financial functionality and requested by users (such as Garmin Pay, better overview of expenses, filter function in the bank statements etc.) it seems now bunq focuses its attention (regrettably for me) more on social media.

Honestly, I find it odd: why to mix and match FB and Instagram into the bunq app? What is the added value for us the users? To be better connected? I don't want to be better connected with my financial life and other bunq users. I consider it part of my private life.

I like the community around bunq and I hope the creative ideas and suggestions coming from them would be heard and considered. That's the real strength of bunq: they listen to us.

I hope after the V3 beta testers provide their opinion maybe more cool banking features ans services would be introduced rather than simply redesigning and integrating social media platforms into the bunq app.

@Aram-Indigo-Unicorn#167095 Welke bank is dat?

Yes, please make something like this.

Agreed! Especially with the various (real) insights and the sum of scheduled payments.

@zakaria 100% agree. That's just the kind of features I got to know (and really fell in love with) bunq. All these features could then just hide in the 'statistics' section and would be there for access on demand. I personally budget quite intense and bunq is already quite a good tool for this. With the features you're requesting here we would go even further into this direction and serve all of us who want to have a strong partner for sorting payments on the short, and building wealth on the long run.

I really love to give back and it's cool bunq is supporting this thinking. I just think this should be done with a clear positioning in understatement.

Of course we're serving the environment. Would be awesome to find the numbers in the statistics section (just as I personally do with the annual report of my other bank - triodos).
'We as bunq think it should be so normal to support the environment we don't go out there screaming we'd all be individuals posting our new environmental-friendly stuff on a environmental-unfriendly Instagram. We instead think it's just so far away from what we could consider normal to not serve the environment.'

Long story short: nice initial post. Hope Ali gets to read it.

Agreed. Green initiatives are great, but right now gaining useful insights about the spending habits of me and my family (using shared accounts) is much more important.

100% mee eens!! Dank voor het delen, Zakaria

Is see Bunq update 14 is mostly about social and profiling. Which is ok, I guess. But personally, I'm not on social media and I'm not too concerned about what others think of me. What I like about Bunq is:
- a shared view on budgets with my significant other
- ability to realtime re-assign money to other budgets, in absolute transparency

Instead of competing with others on spending, I would love to save and spend money on stuff we value. Like good education for our children. Most people will have some real challenges. According to the Dutch Nibud, having a child in college will cost about 75.000 euros. A new house will cost you about 400.000 euros. A car might cost you 15.000 euros every four years. Swimming lessons will cost you over 1000 euro per child. You want your kids to learn to play music, participate in a team sport, and experience some different cultures in the world first hand. Most people will not be able to pay for all the stuff they want.

In other words, life, and money management, is about making concessions and about determining what really matters. Difficult as that may be, these are discussions you'll also have to make with your significant other.

The budgeting, the ability to realtime move money around, the absolute transparency helps a lot. Try to help us even more in the next update.

Great ideas!
I feel like Bunq is severe lacking in the budgeting part. It's great to have multiple accounts, charts etcetera. Like already has been mentioned improved money management should be a future. The effort to make budgeting as easy as possible currently feels a bit half-hearted.
Good improvements would be for example:
- Overview of which monthly payments are expected for each accoun
- Trying to pay but don't have enough balance on your account? Option to automatically pay from Plan B account.
- Automatically transfer all the remaining money on monthly expenses account to savings after payments.
bunq is for simplified banking in the first place, easy as that.

@Zaka-Flocka-Flame#167061 Selbe Meinung. Guter Vorschlag! 🙏🏼

Zo ontzettend mee eens wat iedereen hier opmerkt! Gevoelsmatig gaat de nadruk steeds meer naar profilering. Dat terwijl ik naar Bunq ben overgestapt om budgetbeheer en inzicht in mijn financiën. De hier genoemde ideeën zouden daarin tegemoet kunnen komen! En wat jullie zeggen: bunq zou toch moeten draaien om innovatie!

I agree 100%

I love bunq because of ...
... the smart double-Pin-Solution
... cool subaccounts which are so easy to share
... auto-income-slice
... good insights
... this Great community
...
... and, yes, because of the mindset.

Its ok to plant trees, but please don’t lose the focus!!

Listen to your customers and fans. I love it to move forward. Change is necessary to be succesfull and innovative. So, i‘m looking forward to use s new Version of the bunq-app. But bunq has to be bunq.