Is see Bunq update 14 is mostly about social and profiling. Which is ok, I guess. But personally, I'm not on social media and I'm not too concerned about what others think of me. What I like about Bunq is:
- a shared view on budgets with my significant other
- ability to realtime re-assign money to other budgets, in absolute transparency
Instead of competing with others on spending, I would love to save and spend money on stuff we value. Like good education for our children. Most people will have some real challenges. According to the Dutch Nibud, having a child in college will cost about 75.000 euros. A new house will cost you about 400.000 euros. A car might cost you 15.000 euros every four years. Swimming lessons will cost you over 1000 euro per child. You want your kids to learn to play music, participate in a team sport, and experience some different cultures in the world first hand. Most people will not be able to pay for all the stuff they want.
In other words, life, and money management, is about making concessions and about determining what really matters. Difficult as that may be, these are discussions you'll also have to make with your significant other.
The budgeting, the ability to realtime move money around, the absolute transparency helps a lot. Try to help us even more in the next update.