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  • Please make "payment description" or "merchant reference" visible in iDeal payments

I love the API and the payment request feature is the best !

I notices that paying an PR using iDeal does not give a lot of room to identify what you are paying for. The bunq.me screen looks like this:

NICE, it shows my name, and the description of my request, not my IBAN (how needs IBAN's anyway). I like this, and the recipient of request also.

After the recipient picks a bank and pays using iDeal we get to see this (in the ING app)

Now we see the requestor's BUNQ IBAN however in de bunq.me page it was not visible, so this adds no real verifiable informatie here. Maybe this must be added to this page for technical or legal reasons, which is fine. However it would be better to show it also in the bunq.me page. so the recipient can verify the iDeal payment is still about the same thing and will be going to teh correct acocunt.

The next line states "Ordernr: b35hcxq" This is abacadabra for must users. I know the free space in an iDeal paymnent is limited. but it would be af GREAT HELP if we could use these 17 characters to show a short reference of the payment requestor ! (please. please. please).

I tried to use the "merchant_reference" field in the API request, however this is not shown anywhere. it prevents creating duplicate requests for the same MR, which is nice, however I would be a perfect candidate to replace the "Ordernr: b53hc7xq" since we know it will be unique within a requestor (user + monetary account).

    a month later

    I realize I posted this question in the middle of the "premium" debate. Now that this is cooled down a bit, I would like what the BUNQ DEV team has to say about this ...

      Hey Mathijs,


      Thanks for you feedback 💪, I think your post got lost indeed during the premium debate 🙈, but no worries thanks to your bump it notified us.


      Regarding the IBAN, I think Matteo's explanation on this post is pretty well explained.


      Regarding the Ordernr/description and merchant_reference I will owe you an explanation for now as ill have to look into it and poke some busy nerds 😀. Ill give you an update about this once I know more.


      Based on what I find, we can see what we can add to the Wishlist 😉


        Dit zijn hopelijk toch geen echte persoonsgegevens?

          Mateo's post about the IBAN is a bit different, OGKevin's suggestion that the IBAN used in the iDeal request is NOT the user's IBAN is a good idea I think.

          My point is that my requesting IBAN is NOT shown in the bunq.me page, however is is shown in the iDeal request page. My opinion is that you should show it either in both places of in none of the pages.

            Hey Matthijs 👋,


            I have a small update for you regarding the IBAN shown in the iDeal payment description.


            As I understod from some gurus 🤓 here in the bunqer, it is required to show some type of identification in an iDeal transaction for verification. This way, the person who is paying or receiving the payment can verify that (s)he is paying/receiving money from the right person/company.


            We here at bunq don't like IBAN's that much and therefore chose to not show it on the bunq.me page 👍

              Over welke gegevens heb je het?

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