Maybe you are still dreaming of that holiday, that car, that new mobile phone, but you can’t resist the temptation when your friends ask you to go out for a beer? 🍻 Or maybe you ordered too much food at home and you need to grab funds from your savings again in order to make it to the end of the month - we’ve all been there. 😄
Let us help you save more money! How? Create a Savings Goal in the bunq app! You can even save for something together with somebody else by creating a Shared Savings Goal in just a few seconds. 💰
It's super sweet and easy to use. In the app you simply go to Accounts > Add a new sub-account or group > Savings Goal. You will see a % showing how much you saved so far relative to your goal!
Each time you deposit money into your Savings Goal, you'll see the progress for reaching your goal as a percentage. This helps you stay the course and encourage you to keep saving. You also have the possibility to adjust the goal whenever you feel like it, by going to the Settings of your Savings Goal.
In order to keep you from using money from your Savings Goal for other purposes, you’re only able to withdraw all money, or nothing at all. We want you to reach your goals, as fast as possible!
Shared Savings Goal
Easy right? You can also open a Shared Savings Goal, which allows you to invite family members, friends and partners to save money with you if they have a bunq account as well. Something to keep in mind is that inviting additional members to the sub-account is not possible after its creation. It has to be done during the setup. 🙏😇
Cool fact: Your Savings Goal comes with its own IBAN and making transfers to that IBAN is possible!
Apart from helping you stay the course, we also make it easy for you to save money: with Auto Save you get to save money without having to think about it. This particular savings method will round each payment to the next multiple of €1, €2, or €5 you make and save the difference! It will be deposited automagically to your Savings Goal. It can be enabled either when you create your Savings Goal, or simply by going to its Settings.
To show you how it exactly works, let us give you some examples:
- Round up to €1
You make a payment of €3.50 > Save €0.50
- Round up to €2
Payment of €16.00 > Save €2.00
Payment of €11.00 > Save €1.00
- Round up to €5
Payment of €10.00 > Save €5.00
Payment of €12.00 > Save €3.00
Invite your friends to join, and get the most of bunq together. 🌈