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It will be awesome to enable Apple Pay integration for all locations where Bunq is present. In my case it is România. Apple Pay is available in my country but bunq hasn’t enabled it.
Will this happen soon?

@Andrei-madalin-Silver-Dragon#106738 Das wirst Du leider erst dann erfahren wenn es soweit ist, da bunq nie etwas vorher angekündigt ;)

@Mike1975#106746 You are right but I think it is important to express our wishes because I’m seeing that bunq is proactive and delivers on some customers wishes

@DaveFlash#99340 Doesn’t bunq have Apple Pay in other countries? So it’s not just for ‘BIG BANKS’ or that exclusive...

@Anon-1905#107119 🙄
Let me phrase it like this: ING is a big bank with lots of money and many customers that made an exclusive deal with Apple which granted them the right to be the first and only bank (for now) in THE NETHERLANDS to offer Apple Pay. Is this really so hard to understand?

@Anon-1905#107119 Yes it is, in Belgium for example, it was BNP bank who had about 6 months exclusive, before bunq and other smaller banks could offer Apple Pay at all.

Deze discussie is 2 jaar oud. Ing heeft Apple pay en Bunq heeft het in het buitenland... wanneer in Nederland? Grt.

@Cornelis-Red-Llama#107310 Aangezien ING hoogstwaarschijnlijk een exclusiviteitsdeal heeft gesloten met Apple, kan het zijn dat bunq-ondersuting nog even moet wachten in Nederland. Hoe lang de exclusiviteit is weet niemand en kunnen we ook alleen maar naar gissen. Het feit dat bunq Apple Pay in de rest van Europa heel breed aanbiedt, laat in ieder geval wel zien dat bunq zeker wel wil, maar dus simpelweg niet kan. De exclusiviteit kan 6 maanden zijn, zoals bij vorige deals in andere landen ook is vastgesteld.

@DaveFlash#99340 Why not look at it positively? Apple wants a good experience for their users. So they'd need a financially robust partner with a large support desk. Bunq is simply too small to guarantee a good experience for all Dutch iPhone users.

And Apple Pay is supposed to feel free (or even lucrative, see the new Apple Card.) Given that Bunq Premium costs 8 bucks a month, people would associate Apple Pay with monthly fees.

So there are good reasons for Apple to partner with a big player first. The exclusivity might be required to lure that big player. Dutch banks would much prefer their customers to use their apps.

@wesselt#107414 Bunq is simply too small to guarantee a good experience for all Dutch iPhone users.

Can you explain this for me, because I don't really get this argument. bunq already supports Pay in a lot of other counties, so would couldn't it support it in The Netherlands?

@TwitNour#107416 Makes complete sense to me. Of course bunq supports Apple Pay in many other countries. But for example here in Germany Apple also managed to get many other banks on board for their launch, that are (at least at the moment) big players with a lot of customers.

For the Netherlands, it's of course hard to say exactly in which discussions Apple was with all the banks, but judging from the very late launch, it seems like all the banks except bunq were probably a bit reluctant in general to the contract terms.

So why didn't Apple go with bunq then, but offered the exclusivity deal to ING in order to entice them joining forces, is the question. And that's where I think @wesselt might be right: Apple wants as many people as possible to use Apple Pay in the Netherlands and the experience should be stellar without any hiccups. While I personally have a lot of trust in the bunq team, managing the potential influx of that many customers (if they had been the only Dutch bank to support Apple Pay), is a challenge from a technical, but also from a support perspective. People and the media would blame any kind of bad experiences on bunq AND on Apple. While with ING, even if there were any problems, people would mostly blame them on ING alone.

In the end, I think this is just one of the reasons why Apple favors big companies as partners over small companies, at least when these partnerships are very customer-facing. There's a reason why the Apple Cash card is just "Apple Cash", and Green Dot Bank is only mentioned in some fine print, while for the Apple Card, the Goldman Sachs logo is very easy to spot.

@Jakob#107454 Thank your for your perspective, and I see that you got a point here!

@Lezz#107592 I suspect Apple was willing to give whatever bank agreed to the terms an exclusivity deal here, to break the mexican standoff. The week before the announcement, Rabobank wrote a letter saying Apple Pay wouldn’t come for a while as it was too expensive and blablabla. Then ING announced it and suddenly Rabobank “didn’t mean it that way and all discussions are ongoing”. :’) So by signing up one major player, finally the rest may be de facto forced to follow, especially when they see how big a success it is with ING and people even switching there for AP. And that’d also explain why ING as launch partner and not bunq, the effect at bunq would be more marginal due to fewer clients.

@LH-Black-Wolf#107597
Good text!