John Do One of the things that impressed me the most when I started using bunq, was the support chat. An actual person having a conversation with a user as late as 10pm. It still impresses me. It might be the biggest show of dedication to its users. However. As the user base grows and the Together topics grow longer, a user with a question will follow the path of least resistance, in this case (probably), asking questions in the Private Matters chat. It's there, it's quick, instant clarity instead of scrolling through a topic. Support maybe needs to be more efficient for it to work financially. Hiding the Private Matters feature doesn't solve this issue.
I see a bot as a buffer for automateable answers, saving a human doing work that a few lines of code can do (maybe even faster). If I start typing: "Hi! I can't log in...", a bubble could appear reading "Do you have a problem logging in on together.bunq.com?" and maybe another suggestion. This could be adaptive to trending questions. If this is not what I wanted to ask, I can just finish my question and a human will respond to it.
The more this will be used, the more accurately it will predict user questions, leading to faster answers with less friction. Humans still reachable, bot as an assistant.
You have a great one as well, John!