The most important issues with the v3 app are inconsistency and irrelevant information. I will sum up my findings. I also have some suggestions for improvements. Hope it is helpful! I am running Bunq on Android.
Issues with the v3 UX/UI
Inconsistentcy on the Me screen
On the Me screen, I have three bubbles that show statistics about money saved, trees and time saved. Under that I have two tiles that show my cards and the total of all my accounts. Under that, there are tiles that show my separate accounts. Now when I click on the total, I enter a screen with a list view of events, no bubbles here. When I click Cards, I see tiles with all my cards, also no bubbles here. When I click an account I enter a list view of events for that account and I see three bubbles. One with a total, one with a statistic (money requested) and one with Linked Cards, which is a functional thing. So far I have seen totals in cards and a total in a bubble, statistics in bubbles and even a functionality in a bubble.
Inconsistency in wording
The Me screen is about me as a customer. This is a first person. Then there is the Us screen about bunq as a company. This is also a first person. It would be better to have You and Us.
Inconsistent and irrelevant things in the ā”button
From the lightning button on the Me screen I can add new accounts, savings goals and slice groups, this makes sense to me. Requesting a Travel Card and upgrading to SuperGreen is different functionality and should be near either cards or subscriptions.
Under the lightning button on the Us screen, which is about bunq, the top three actions are not about bunq:
- invite a friend
- create a +1
- create a bunq.me link
Under the lightning button on the Profile page, I can reach out to the Support Center and submit a Feature Request.
Irrelevant information on the Profile page
When I go to Profile, I expect to see my personal details, my subscription, preferences, etcetera. These are there, but hidden in a kebab menu. The main screen shows more statistics in bubbles and even more statistics in the Total Spend [sic] breakdown. By the way, it should be "Total Spent."
Suggestions for improvement
- Introduce an accounts page in the place that is now Me. Managing accounts and payments is the core functionality of a bank and should be front and center.
- Replace the Us page with the Me page. On the Me page I would expect to see all statistics that are now out of place under Profile or spread out through the app in the bubbles.
- Remove the bubbles. They show information hardly relevant for day to day use, but take in about 25% of my screen real estate. Display that information along with the other statistics on the proposed reimplementation of the Me page.
- If you must, replace the Profile page with the Us page and move the profile into the kebab menu under Me.
- Only show relevant news in the Us menu. Show relevant news like announcements about new subscription models, for example.
- There is enough room for a fifth page, which could show cards.
- Having pictures for an account is nice, much more personal than the rather small selection of predefined icons, but having them as a background on a tile makes the account total very hard to read. Also, it does not look well.
- Having a big colourful call to action button could be nice, but make available actions match the context of the page you're on.
Some personal notes
- Aesthetically, I think you should not have so many differently shaped interface elements. You have rounded tiles, circular bubbles and a plain list view and very large images on your Us feed.
- While the tiles can show more accounts than a list, I do prefer the list view from v2 for accounts as it shows just a bit more information. It is not a bad thing to have to scroll down for accounts, as I would organize the list so that my most used accounts would be at the top of the list. And having the totals on the right of the screen is just much more in line with how money is presented on receipts, invoices, shopping carts, accounting software and whatnot.
- The rainbow on the lightning button is way too colourful. Having just one colour as a button background is much easier on the eyes.