bunq is available in all member countries of the European Economic Area (EEA) which makes it an international bank. However, not all countries have the same banking habits. This is why we would like to share some advice with our users living in France, a country full of culture, beautiful landscapes and incredible food. 🥐
Know your IBAN
By weaving our way into the ocean of traditional banks, we had the chance to acquire a banking license: a Dutch banking license, to be precise. This means that when you open an account with bunq , the latter will have a Dutch IBAN which is entirely suitable for use throughout the EEA (European Economic Area). So don't worry, you can easily pay your bills with your bunq account.
Example of IBAN bunq : NLXXBUNQXXXXXXXXXX
If you find yourself in a situation where your IBAN is rejected because of its Dutch origin, check if it is an IBAN discrimination
RIB? I only like barbecue “ribs” 🥓
RIB is the abbreviation for bank identity statement. Some entities may ask you to provide a RIB to prove ownership of your IBAN . To ensure that your bunq account can be used without any limitation, we have introduced a feature that allows you to get it in seconds. You just need to change the language of your mobile device to French and follow the steps presented here .
As an online bank, bunq has no local divisions. This means that the methods available for depositing your money into a bunq account are fully digitized. Currently, our users mainly use Klarna ( SOFORT ), iDeal, bank transfers or credit / debit cards to recharge their accounts, although some of them still prefer a physical check. However, our application only supports fully automated and eco-friendly methods. Less checks, less paper, fewer damaged trees. 🌳
If you have a check that needs to be cashed, we recommend that you research whether a local third party company can transfer the amount of the check in question to the IBAN .
As a bank, we are under the legal obligation to carry out some checks during the registration process. For example, we may ask you to provide your NIF (Tax Identification Number). To help our expatriate and minor users, we however allow a period of 3 months to transmit it! If you create an account for your child, your child's NIF can be connected to yours until they reach the age of majority.
Additional tip : This is the period in France during which our users in France start to declare their taxes. On this page you will find more information on this subject.
You want to know more ?
Check this page 🌈