A Tax Identification Number (TIN) is a personal number identifier issued by fiscal authorities in countries where you're a tax resident. Most banks make you provide this right away, but bunq gives you 90 days to send your TIN. So it's always the most convenient for you.
Are you a tax resident of the European Economic Area (EEA)? Learn the name of your tax identification number and where you can locate it here.
❗️ Keep in mind that you need to provide your TIN for every country where you're a tax resident, even if that country is out of EEA. Only alphanumeric numbers are allowed(so no special characters such as - / . ).
TIN is known in the following countries as:
- Austria 🇦🇹: TIN - 9 digits, TIN isn't present on most documents, and can be changed when moving - then, it's issued by local authorities
- Belgium 🇧🇪: NN (Numéro National) - 11 digits
- Bulgaria 🇧🇬: Personal Identification Number - 10 digits, for Bulgarian citizens: Unified Civil Number; for expats living in Bulgaria: Personal Foreigner’s Number
- Croatia 🇭🇷: OIB - 11 digits
- Cyprus 🇨🇾: TIC (Tax Identification Code) - 8 digits and 1 letter
- Denmark 🇩🇰: CPR-number - 10 digits
- Estonia 🇪🇪: Isikukood - 11 digits
- Germany 🇩🇪: IdNr. (Identifikationsnummer) - 11 digits
- Greece 🇬🇷: CPR number - 9 digits
- Hungary 🇭🇺: Adóazonosító jel - 10 digits, present on TIN cards
- Finland 🇫🇮: TIN - 11 characters, some formats differing for people born in the 19th, 20th, and 21st century
- France 🇫🇷: SPI number - 13 digits, can be found on tax declaration forms
- Ireland 🇮🇪: PPS number - 7 digits + 1 or 2 letters, can be found on tax return forms
- Italy 🇮🇹: Codice fiscale - 11 characters, can be found on health or TIN cards, also can be found on the back of your ID
- Latvia 🇱🇻: Personas kods (PIC) - date of birth + 5 digits (issued before July 1st 2017), “32” + 9 digits (issued after July 1st 2017)
- Lithuania 🇱🇹: Asmens kodas/Personal number - 11 digits
- Luxembourg 🇱🇺: Social security identification number - 13 digits, can be found on social security identification cards
- Malta 🇲🇹: Identity Card Number - 7 digits + 1 letter (for Maltese nationals); TIN - 9 digits (for expats living in Malta)
- The Netherlands 🇳🇱: BSN/persoonsnummer - 9 digits
- Poland 🇵🇱: PESEL - 11 digits; NIP - 10 digits (for business/tax purposes only)
- Portugal 🇵🇹: Número de identificação fiscal - 9 digits
- Romania 🇷🇴: CNP/Codul de înregistrare fiscală - 13 digits
- Slovakia 🇸🇰: Rodné číslo - 9 or 10 digits
- Slovenia 🇸🇮: TIN - 8 digits, can be found on the tax registration form or certificate of residence
- Spain 🇪🇸: Spanish system has multiple numbers for identification purposes, all of which can function as TIN - read more here
- Sweden 🇸🇪: Personnummer (for people registered in the Swedish population record)/Samordningsnummer (for people not registered in the Swedish population record) - 10 digits
- United Kingdom 🇬🇧: Unique Taxpayer Reference - 10 digits, can be found on tax return forms; National Insurance Number - 2 letters + 6 digits + 1 letter, can be found on insurance cards, employee’s payslips, or letters issued by the Department for Work and Pensions
Do you have a Business account with us? Please provide us your personal TIN rather than your company number. This is because we always need to verify your Personal account in order to activate your Business account. Read more here.
Explore more bunq knowledge here 🌈