Ruslan Plakhuta Form what you saying looks like I can NOT create those requests via API to facilitate payment from my customers
No, that's not correct. You can use the API to create payment requests. What is not allowed is to receive card payments via payment requests for business purposes. As long as your users pay through another payment method, that's totally fine. (For example: iDEAL, Sofort, Bancontact)
but why and are you going to change it ?
I'm not a bunq employee. This is the community forum, we're all just regular users here like you are. I don't know why card payments are not allowed for business transactions or if/when that will ever change. If you want to speak to bunq directly, you can contact Private Support by going to the [Profile] tab > [Menu] 🌈 > [Get Private Support].