How are subscriptions determined?

paviro

Hi,
Under my subscriptions I have quite some things that are not subscriptions.

For example:
I pay 9€ for Apple Music each month. Apple is shown under subscriptions but so are any other payments I do to Apple even if they only happen once like my AirPods case replacement for 117€.

Best,
Paul

paviro

Also it says I have 11 subscriptions. 5 of them are Apple. Most iTunes or App Store payments. Is there a way to only count things that happen more than once?

Jakob-Y

Same here. Purchases from the Apple Store show up under subscriptions, also a software license purchase (which is not recurring). At the same time, some subscriptions are missing that should be easy to pick up (always same amount monthly on the same day for quite a while now). To make this useful it needs an option to manually delete and add entries.

JohnDo

Hi,

I think you can fix it yourself. For instance, I use Ziggo (internet and tv) and that was automatically categorize under "Household".. so it didnt showed up under My Subscription. So, I reassigned Ziggo payments to Subscriptions manually with one click. And voila! It immediately appeared under My Subscription.

So, you can help bunqs AI yourself with a few clicks :)

paviro

That does not really help sadly. If I tap on the one apple invoice and tap on all similar ones it moves everything from Apple to the new category.
Similar apparently only means same bank account. It has to also consider date of payment and how much.

If I select the 9€ Apple Music payment and say everything similar the non related stuff also comes back.

Jakob-Y

Kinda hoped the subscription detection would be more intelligent than just taking payments that are categorized as subscription. While that makes it possible to manually adjust things, it also moves things around in your budget at the same time and because you might have multiple subscriptions + one-time purchases from one vendor (like Apple in OP's example), this cannot be automated to work reliably.

But maybe a first step towards a more powerful system for managing your subscriptions. Until then, I still prefer 3rd party solutions.

R

I have a few payments that are simply one-off purchases (for example from the Google store) which show up as subscriptions. I think they need some fine tuning, but overall I love this functionality!

Felipe-Turquoise-Turtle

The idea is good but indeed seems to need improvements. For instance utility costs are generally fall into household expenses but they are also recurring monthly payments, and I’d personally like to see them there too without having to re-label them as subscriptions.