What are your budgeting tips?

Peter-Weet-Beter

Ben ik helemaal met je eens, en daarbij je salaris en andere vaste inkomsten automagisch verdelen is echt super om meteen voldoende voor alle lasten te hebben, evenals mijn boodschappen. Ik heb ook een aantal subrekeningen waar ik maandelijks op stort, met mijn vrouw trouwens, voor grote jaarlijkse uitgaven. Gemeente lasten, vakantie, contributie voor sport e.d.

Jelle90

Alleen jammer dat het saldo voorspellen niet echt werkt. Hij weet nog steeds niet wanneer ik mijn salaris krijg, terwijl dit altijd 1x in de 4 weken is.

R

Sub accounts are pretty much the only budgeting feature I actively use.

I have a main running account for subscriptions and several sub accounts for hobby, clothes, holiday and savings. This works great for me.

I find the prediction features a bit too inaccurate and 'hidden away' to use. I mainly use the 'home' screen in the app to see my accounts and click through pages as little as possible.

wesselt

The budget feature gets off to the wrong start by asking you to predict the coming month. Trying to predict the future shouldn't be part of budgeting.

The point of budgeting is spending wisely. Only budget money you have. Make a conscious effort to give each of your euros a job.

joekiebos

I started using Dyme recently. It’s an add-onto the Bunq app (I used it separately). They’re pretty good at analyzing recurring costs and incomes . They also help you save money by negotiating on your existing subscriptions. Very nifty and convenient.

Joshua

Balance prediction is always wrong. Even for accounts where there is a pattern.
I only use the auto sorting feature and multiple subaccounts for budgeting which covers most of the things needed!
I also try to use the labeling but it’s lacking some fundamental labels like “baby expenses” or “donations”.

BilalBunq

Since last update I have an issue with insights showing the wrong payments or payments double.

Further the new budget feature doesn’t work well; also showing wrong figures and settings is not working. This the 4th topic I‘m mentioning it in the hope it is read by someone able to put it under the attention.

Samzoiets

Too bad the categories which bunq provides don’t suit my expenses. I group very different expenses under the few provided categories, which makes the most sense to me, but is very insufficient to budget on.

aliseeditore

Dovreste creare delle categorie personalizzate!

New-Bronze-Butterfly-1282057356

Hallo ich bin neu in Bund.

Petrus-Olive-Tiger

Sabine Hallo, wat leuk dat je klant bent geworden bij Bunq. Welkom!

684607370

Łukasz Łukasz

Bernd-Cyan-Penguin

Łukasz Guten Morgen.
Wie lautet Ihre Frage? Etwas ausführlicher wäre schön um Ihnen weiter zu Helfen.
Dies ist ein öffentliches Forum, hier können wir allgemeine Fragen diskutieren. Persönliche Fragen zu ihrer Mitgliedschaft oder zu speziellen Umsätzen stellen Sie bitte an den privaten Support. Die Mitarbeiter dort können auf ihre Daten zugreifen. [Profil] -> Regenbogen-Menü -> Privater Support