Jakob I have to agree with Joey on this.
Having a shared bank account has some critical key point advantages. I'm speaking from the pov of being a couple/partners.
- Sharing monthly expenses like a mortgage, rent, etc. are done from one account with both having complete ownership.
- Total legal ownership. If something happens to one of the individuals (f.e. a deathly accident) the other can control and acces all financial accounts. This is especially useful when married or registered partners.
- Costs: current pricing is
€215,17 yearly fees on a bank account is extraordinarily high compared to the €40-€60 euro's per year at other Dutch banks (current prices of August 2022). That's a whopping 5,5 to 3,6 times more.
- Keeping track of total income and expenses is easier.
- Shared responsibility and insight for a healthy financial household (but this is about communication between you & partner and not the banks responsibility, though in endresult it is a perk).
Bunq would be the ideal bank for me* if this feature was possible at a more reasonable price then €215. I'm at the point of buying a house together and merging our finances. I'd love to see it implemented in a way where you for example can set up your personal tab, shared tab and spouses tab. But I have faith Bunq will know how to set that up properly.
So I'd like to know if Bunq has this feature scheduled for evaluation, implementation or if it has been reviewed but discarded?
I'm new here, does Bunq follow these threads and responds?
(*and fixing their own NFC payment instead of 3rd party like Google who harvests, links and uses your data for their advertising profile of you; but that's another story)
