Hey bunqer 🌈
Always be in control of your money by sorting incoming payments the way you want: in amounts or percentages, the choice is yours!
How can I sort a payment?
- Go to one of your Bank Accounts
- Choose an incoming payment
- Tap on Sort in the middle
- Choose the Bank Accounts, Stocks and ETFs you want to sort into
- Choose how much of that payment should be sorted into each (in full amounts or percentages)
- Tap “Sort This Payment”
You can also set up the payment sorter directly in the budgeting tab:
- Go to the Budgeting tab
- Scroll to the bottom and tap “Start Sorting”
- Follow the flow to set up the payment sorter
Future payments
Once you sort your first payment, you will be asked if you want to automatically sort all future payments from this payer.This means that the future payment sorting will be executed if the payment amount is higher than the money moving from the principal account to the other Bank Accounts, stocks or ETFs.
Example:
- Amount to sort: €2.500,00
- Savings: €800,00
- Fun stuff: €250,00
- Groceries : €150,00
- Remainder left in Main account: €1300,00
- A stock of your choice: €100
- An EFT of your choice: €100
Any payment in the future will be sorted if the payment is more than €1.200,00
Payments that can't be sorted
- Switch service SCTs
- iDeal
- Requests
Good to know
- Available for bunq Pro and bunq Elite users.
- You'll be able to choose between percentage or amount while sorting the payment.
- You're able to split incoming payments of more than €1.00 into multiple Bank Accounts, stocks, and ETFs.
- You need to sort a minimum of €10 to sort into a Stock or ETF.
- You can set this up for recurring payments as well to avoid splitting payments every week/month.
- You can cancel this as well if you like from the budgeting tab.
- You can also select Savings Accounts and regular Bank Accounts, but AutoVAT Accounts are not supported.
- If you receive a payment you want to sort but you only have 1 Bank Account, the app will prompt you to create more Bank Accounts.
- Once the payment is sorted you'll see the complete, unsorted amount in the events overview. Beneath the complete amount in blue you'll see a smaller amount and sign showing that it was sorted.
- Once the amount is sorted you can select the payment to see which Bank Accounts, stocks, and ETFs the payments ended up in.
- When you set up sorting for a recurring payment, but one of the designated Bank Accounts is closed, the money will move to your main Bank Account. Other payments will go through as intended. Same goes to stocks or ETFs that were sold.
- If you set up sorting for a recurring payment and one of the designated Bank Accounts is closed, the funds will be redirected to your main Bank Account. All other payments will be processed as intended. The same applies to Stocks or ETFs that have been sold.
- You can automatically sort up to 20 payments.
Related Topics
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