• Ideas General

  • Giacenza Media Italia per ISEE

In order to complete Italian DSU “dichiarazione dei redditi” Italian users need to provide the info about how much money stayed on average on our account throughout the year.
unfortunately bunq doesn’t give this info and users need to calculate this themselves which takes a looooot of time that could be easily avoided implementing an algorithm that would do that for us.
for this reason I ask Italian users to “hi five (like)” this post and interacts posting their concerns. In this way we can get attention from Bunq and hopefully they will implement Giacenza Media as well!

ps. Of course also non Italian users that feels the struggle and would like this improvement are welcome to the chat with their help.

you can make it, BUNQ!

    @thends#235003 Excellent idea! This would surely make the lives of Italian bunq users a lot easier.

    Is there some information out there how to calculate this in English? I‘m just curious what exactly this is.

      @Jakob-Y#235008 Thank you for your answer Jakob!
      I’m gonna try to explain it as clear as possible:

      • Calculate the daily stocks for each day of the year;
      •Multiply the single daily stocks by the days in which they remained constant;
      •Add up the amounts obtained;
      • Divide the result by 365 days.

      The calculation will be done like this then:
      100 days X a daily stock of 1000 euros = 100,000
      15 days X a daily stock of 700 euros = 10,500
      250 days X a daily stock of 2000 euros = 500,000

      Sum of 100,000 + 10,500 + 500,000 = 610,500
      Division of 610.500 / 365 = 1673 euro average stock

      I know that this may seem complex but it really isn’t, what makes complex is that we use our card very often and this adds up to many calculations that can lead to errors (that agenzia delle entrate really like)
      For this reason I created an excel file that will make the procedure a little bit easier but still lengthier than introducing an algorithm doing the work for us.

      You can try to play with it, it’s an excel file and the instructions are in Italian but are really simple. Google translate will help, or just tell me if something is quite not clear!

      https://docs.google.com/file/d/1Ri7t1Tpt9gBbYAR6oplPkXW9iLBPVtQS/edit?usp=docslist_api&filetype=msexcel

        @thends#235003

        Hey! 🙌🏻

        This idea is indeed very useful and time-saving. Considered it added to our wishlist! 🧞‍♂️

        Thank you for being an active part of our community 🌈🕺🏻

          17 days later
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