I opened a free saving account plan and am unverified as I'm moving soon and will verify then. I'm told it's an e-money type of account till verified. Can someone tell me what the deposit and withdrawal limitions are until I'm verified. I read the article about e-money accounts but there is no mention of the limits. Thanks
Jean Hi Jean!
E-money accounts have a default balance limit of €150. This means, once your balance exceeds this amount, you'll be forced to verify your account.
Additionally, the limit for outgoing payments is €150 per month.
Cool but if say I spend 50 out of my 150 in the month can I add another 50 in same month? In other words can I keep topping up as I spend to get keep my balance at 150 until I verify?
Jean Yes, this is possible. However, not optimal 😃
Great. Will keep me going till I move and get verified. So if I deposit 150 one day and spend it the next day then on following day I can deposit max 150. Is that correct?
Jean Du brauchst mit dem Verfizieren nicht wegen dem Umzug zu warten. Die Anschrift kann ohne weitere Formalität in der APP jederzeit geändert werden.
Yes I know. I'm heading to Netherlands but would prefer to wait
Hi I'll try again. Being unvervied on new savings plan till my mover to Netherlands later this month can I do the following with my IBAN Day 1 deposit 150 Day 2 spend that 150 Day 3 deposit 150 again. I would do this all within 1 month. Thank you 🦄
Hi me again sorry but now I need to know the minimum I can deposit with SEPA and still unverified but not for long more. I did a test deposit of only 2 euro from my Irish bank but bunq returned it.
Sorry it was 1 euro
Jean Ich glaube nicht, dass da außer dem Support jemand Antwort geben kann. Mein Tipp ist nach wie vor die sofortige Verifizierung. Die Adresse kann wie gesagt jederzeit geändert werden. Pokern mit den Limits des EMoney Kontos finde ich kritisch.
OK thanks anyway
