Withdraw more than 500€ at an ATM

Arcardy

Hello. With the new bunq update, we got some new limit settings. Is it now possible to withdraw more than 500€ at an ATM?

JohnDo

@Arcardy#37920 Hi 👋🏼 Arcardy!

Good question, but unfortunately that didn't changed after the update.

Primarily this is because bunq has not ATM's of their own. So they have to 'borrow' ATM'S and that comes with limitations🤔.

Have a great evening 👌

SimonM

@JohnDo#37922 The same applies to N26, where you can take 1000EUR off. 🤔

In addition, the denial message is misleading. I had a daily card limit of 1000EUR and enough funds in the account.
I tried to get 1000EUR from an ATM, get the message "Card transaction was denied, because it would exceed the card limit." which is obviously wrong. It only would exceed the (for the user) invisible ATM limit of 500EUR...
@bunq: If you want the new limits simple, make it simple and write something like:
"Card transaction was denied, because it would exceed the ATM limit of 500€."

And if you click on "Change Debit Card Limit" you see that the limit isn't the problem...
I am a longer bunq user, so I had an idea why the transaction was denied.

JohnDo

@SimonM#38105 Hi 👋🏼 Simon, I agree with you that the message is somewhat misleading. 🤔.. So a more clear message would be appreciated!

New-Turquoise-Jaguar-701084647

Does the bunq do cardless withdrawal and deposit like in the supermarket or shop just the way N26 does cardless?

Simon-Lime-Badger

@New-Turquoise-Jaguar-701084647#215422 Yes, they also use barzahlen
https://together.bunq.com/d/14531-withdraw-deposit-cash-with-barzahlen/

vrabaci

Most of ATMS dont have money to support large transactions, so maximum you could withdraw etc in my country is arround 800€ but you could do it several times in a row i believe until atm gets empty xD