• Sustainability

  • Justifying prices

Hallo ik heb esay green ik heb geld gespaard vroeger zie ik mijn saldo hoe veel heb ik gespaard en nu zie ik alleen maar spaar jackpot ik wil mijn saldo zien de jackpot ik heb geen vertrouwen ik wil mijn spaar saldo zien

    @Leon-Red-Shark#241767 Hi Lèon,
    I moved from ING some years ago as I was looking for a new, high-tech banking experience and bunq fit all the checks… price wise it might feel more expensive indeed… I even upgraded to Green as somehow it makes me feel better about my spending … even though it is a very marketing gear 👍

    I have not compared the easy money plan with any other bank, but that is kind of aligned with other banks 🏦

    Have a good one🌈
    Hope you will join bunq and start using it at its fullest.
    Regards
    GG

      @Gianguig#241796 Thank you! I will take a deep dive into the plans, the price is indeed what’s holding me back a bit (+ Fee’s for atm withdrawals is also a setback). I appreciate your input!

        @Leon-Red-Shark#241798 Great 👍
        I did not mention earlier… all plans are free for a month so you can explore better and from the website (bunq.com) you can compare among them… like all other banks do btw 😃
        Have a great day 🌈
        GG

          @Gianguig#241799 How do you deal with the ATM withdrawals? I use cash a lot, and right now the fact that I have to pay after 4 free withdrawals is really bugging me. For the subscription fee + those costs, I wouldn’t even be able to do this. It’ll cost me a fortune to use!

            @Leon-Red-Shark#241802 Hi Léon 🙌
            I barely use cash… so both cash withdrawals and cash deposit are not an issue for me, I am perfectly fine with the 4 per month included in my subscription and eventually pay a fee in case I would go over the limit.

            The fact that this is a high-tech bank 🏦 kind of excludes/limits cash handling.

            I am probably lucky 🍀 to live in The Netherlands 🇳🇱 where cash 💰 is less and less used in favor of fully electronic and virtual transactions.

            Payments among friends and anyone are mostly done via SMSs which bunq supports … like splitting the bill after a nice dinner out 🥙🍖🍺🍸🥂

            Actually in Amsterdam is getting more and more difficult to find an ATM… most of them had been closed due to explosive 🧨 robberies 😔

            Cheers 🌈
            GG

              @Gianguig#241804 I understand. I’m from the Netherlands as well, but that doesn’t mean I don’t want cash. I prefer to use cash since for me I spend less having cash then using my phone/card (I know it might sound weird haha).

              So yeah, this is a dealbreaker at the moment for me. Being high-tech as a bank doesn’t mean that cash doesn’t or shouldn’t play a role. The fact that here in Rotterdam we get extra ATM’s (I know about the removing because of robbing them) but their mostly being changed to Geldmaat ATM’s. (Also in Amsterdam, Utrecht etc). Right know we actually have 3 extra atm’s compared to the last years 🤓.

              Maybe in the future! But I will never go cash-less 😊 Groetjes uit Rotterdam!

                @Leon-Red-Shark#241806 Got it. 👍

                I am an easy spender too … maybe the Easy saving account then is good for you… the cash situation is not available at all… and there is a limit on number of bank transfers out per month… and you get a higher interest than other banks 🏦 and the account is free… just to be used as a saving easy one.

                Easy savings I guess is made to be used as an extra account paired with another bank service.

                Love Rdam btw ❤️
                Regards 🌈
                GG

                  @Gianguig#241807 Cheers! I will have a look into that. I appreciate your help 🙌🏼

                    @Leon-Red-Shark#241767 Hi 👋🏼 Léon,

                    Fair question, but hard to answer. If bunq is worth the price, all depends on your needs and if you think this worth the price.

                    It I take a look at my own situation, I would say.. with any hesitation… yes! Definitely worth it. The feature I use the most are the different sub-accounts all with there own IBAN. That made a huge difference in easy budgeting for me. An other unique feature is the flexible assignment of cards to any of sub-account. Those are just a few examples of things I haven’t seen at other banks. And the list of features is extensive and rapidly growing ;)

                    Also, I like bunq vision of the (banking)world and how the contribute to make both a beter place rainbow 🌈 🌳 🦓

                    And finally, it’s good to know that almost every other bank makes money on selling you mortgages, insurance product of credit lines. That is often the reason that they can offer a banking product at a lower price. But there a more tricks the pull off. So, most of the times it’s not fair to compare by price alone.

                    If you wanna know more about the different plans bunq offers, take a look here: https://www.bunq.com/benefits

                    If you have any other questions, let us know.

                      @JohnDo#241811 Appreciate your reply! I’m going to check it all out the coming days and see if something fits me :-) thank you! 🌈

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