Precies, het gaat er dus om dat Bunq gaat investeren niet de bunqer. Het rendement is voor bunq, niet voor de bunqer. Het grote verschil met andere banken is dan dat de bunqer zelf kan bepalen of dat gebeurt, en zo ja waarin. Voor mij voegt dat absoluut niets toe. Wat ik nog bij bunq heb staan, blijft gewoon bij de ECB. Of bunq moet met iets heel leuks komen. Weer een drastische koerswijziging. Eerst wordt maar steeds herhaald dat bunq anders is dan andere banken omdat ze niet investeert. Nu gaat bunq wel investeren, maar mag de klant aangeven waarin. De verschillen worden weer kleiner.....

Graag zou ik via crowdfunding De Spoorwegen terugkopen van de particuliere bedrijven via crowdfunding. Zodat het Openbaar

Waarom moet alles altijd in het Engels pfff maar ja ik stel voor Tesla lijk me goed !!

@Tim#39908 mooi verwoord Tim 👌👍

@Ali#39357 In my opinion bunq could invest in:
1. AAA government bonds from EEA countries.
2. Green energy (in my eyes nuclear energy is not a green energy).
3. Micro credit funds (supporting under privileged).
4. Affordable housing.

And That is?

Wow, this is truly the bank of the future. I’d love to have my money spent on:

1. Solar energy
2. Hydrogen powered transport
3. Amazing groundbreaking companies/start-ups like bunq
4. Fake/grown meat (animal friendly meat)
5. Healthcare
6. Wind energy
7. Education
8. Green energy of any sort
9. Agriculture

That’s all I can come up with for now!

I personally do not want my money to be spent in any way. This is what’s great about bunq that they don’t make business with your money and I want this to stay like that.

I would be interested in options for:
Instant and fixed term saving
Not for profit social lending
Peer to peer lending to small businesses for a return (eg, like Funding Circle’s approach)
Investment in different sovereign or corporate bonds (or bond funds)
Switches to other fx or fx baskets
Investment in precious metals (eg, like BullionVault’s approach, in preference to ETFs)
And the moon on a stick ;)

You can invest my money in offering a credit line to your users.

The interest you gain you can offer back to the users through interests on a savings account.

I would like to invest in green initiatives. Also other high risk / high profit initiatives would be interesting

@Stichting-MicroKloon-Turquoise-Bear#39469 Then maybe switch banks? :-)

If you're not enjoying it, find a better offer elsewere.

@Kay#39985 why you want bunq to gamble with high risk investments? I don't even think regulatory bodies will even agree with that :)

I like this! I want my money invested in things that really can change the future: mobility, high tech farming, sustainable energy, and other sustainable things. You can use the profits from the investments to make sure I still can use Bunq in 2040. And part of the profits to sponsor cultural organisations and social organisations who have ‘freedom’ at there core.

In the world like ours, all I needed was to bank with freedom and lots of options. This is what bunq provides and that’s why I joined. Great initiative!!!

@GeorgeBoot#39402 Good idea. I love crowdfunding.

The Only thing I want people really to understand is this: in a sustainable world every (EVERY) loan - which includes rent - will always have a negative effect on the world.

Within the effect of rent there are loosers.

For example: I give 10 people in a room each 30 euro’s and tell them that I will return next year. And they each should give me 3 euro of rent. What Will happen if they are allowed only to do business with eachother? Some will lose (otherwise there will be no one who can give me the rent).

This is the reason why the world is so much divided in extreme poor and extreme rich.

And this is the reason why I choose BUNQ over Triodos - because a sustainable world is a world without rent.

(is a bank making a loan without interest possible? Yes -

@Jan-Pink-Turtle-4228975849#40002 ...yes, for instance The Jak bank does this for many decades already)

I would like to see bunq use the deposits to start lending it. Let's start small by keeping the money "in the family" by only lending to bunq users.

@Ali#39357 I read in Breken met Banken DNB required Bunq to do something with the deposits on its balance. If I remember correctly, Bunq was planning to buy German government bonds with it. Is that still a thing?