Please allow investing across AAA rated euro liquidity cash funds i.e isin LU0103814108. This is how brokers like degiro keep cash safe.

Staatsobligaties. Maar dan alleen Nederlandse.

Renewable Energies please 😍

If you have to do anything around investing, then passive, low cost, broadly spread, index fund investing would have my preference.

The idea being: invest in the entire economy, don’t try to be smart about picking winners (that’s how you lose money) and trust that the market always goes up over long enough a period of time (decades).

More reading on the approach: https://jlcollinsnh.com/stock-series

You could offer both local and international options, choices between stocks, bonds and other asset classes, maybe even green energy and sustainable funds. This way people can decide what best fits their values and risk tolerance.

To keep it simple, you’ll probably want to offer just a few options of pre-made portfolios.

The Boggleheads wiki is a tremendous resource for passive investing. Here’s a page about lazy portfolios: https://www.bogleheads.org/wiki/Lazy_portfolios

The alternative is to give people direct access to index funds, ETFs and other investment products. But that’s pretty complex and you probably don’t want to go there (you’d basically become a stock broker like DEGIRO or InteractiveBrokers).

All that being said, your positioning and your strength lies in being a different type of bank, one that doesn’t mess with its customers’ money, one that doesn’t do evil. You should stay laser focused on just that I think. Keep the money safe, offer an amazing experience, period.

People have mentioned Bitcoin, micro lending, etc. over here. All great ideas, BUT even higher risk and shadier than more traditional investments. Stay clear of this stuff 😉

Please put my money in love. Real love

Our bunq could finance this kind of actions

" The market offers different forms of solidarity investments: cooperative shares, savings, supportive shareholder, life insurance, etc. In solidarity, all or part of the money invested must fund projects that help build a fairer, more inclusive and sustainable society. Money placed with a social finance organization is not placed in speculative activity but in projects in the real economy that have a direct impact on the society from which it emanates."

http://www.febea.org/en/febea/news/ethical-finance-0

@Ilse-Olive-Tiger#46137 that's the spirit 👍 🌈

Peaks

Starten van een nieuwe ziekenfonds, geldig voor de minima

I would like us to buy back the Dutch railroads from the businesses

@JeZzYkA#46414 Gemeenten bieden dat al aan. Zie bijvoorbeeld: https://www.uitgeest.nl/aanvragen-en-regelen/collectieve-ziektekostenverzekering/

I would like us to choose a storage bank outside of Europe, maybe in poorer countries, so there economy will thrive better

@GeorgeBoot#39402 This is a great Idea!

And please leave the interest!

We do not want to be rich over eachothers backs.

We just want every one to be able to lent money, for business or depts

@Job#39452 NICE NICE NICE

all for zero interest

@Berend-Maroon-Dragon#39557 I am sorry I really do not know why ECB needs money, they print their own...😁
Kidding ??

Can we maybe start up a avordable health ensurance like we used to have, without the 385 euro no claim risk

@nXXt#39569 Forget the risks, loose the rules of regular banking...That is what bunq stands for doesn't it?
Just donate, invest or store your money in what ever project you support!

@Tim#39897 do not choose
activate them all

@Jeroen-Golden-Akita-3196746970#41099 If we should invest in Dutch things, we should start a crowdfunding to buy back public tranportation to be used by everybody for a certain amount of money. Which will be according your income.
This way we can take away the goal of profit reaching that companies have...
And share..