Hi there bunqers 🙌,
I have a question about off line credit card 💳 charges, and understand how it works.
Example:
- Account 🅰️ has a balance of 20 euro 💶 which went to this level via a bank transfer payment.
- Physical Credit Card 💳 has not information about the current account 🅰️ balance
- Physical credit card 💳 is connected to account 🅰️
- I get on a plane ✈️ and purchase goods and services for 30 euro using the Credit Card 💳 connected to account 🅰️ from a terminal that is working off line
- As the off line max allowed is 250 euro, the payment should work ✅ with no problems as the off line terminal can not communicate with Master Card / bunq to check balance
- Once the terminal gets on line it settles the payment and account 🅰️ gets charged
- How is bunq handling it?
Does account 🅰️ get negative balance ⚖️?
On the price list it states that there are no over draft charges as it is a service not offered.
Thank you 🙏 for reading 📖 and comment if it ever happen to you or if you know how it is supposed to turn out.
I browsed around but I could not find any article about it.
The most comprehensive one is this one:
https://together.bunq.com/d/4822-offline-pin-payments-faq
Maybe if there is an answer it can be added to the FAQ
Have a great weekend 🌈
GG
