Hey bunqers 🌈
We’ve created a list of daily payment limits to make life easy for you. Check them out below:
Contactless payments
There's a €50 limit per contactless payment that don't require a PIN code in:
Andorra, Austria, Belgium, Cyprus, Estonia, France, French Guiana, Greece, Germany, Guadeloupe, Ireland, Latvia, Lithuania, Luxembourg, the Netherlands, Malta, Martinique, Monaco, Portugal, Slovakia, Slovenia, Spain, St Pierre and Miquelon.
❗️ Contactless limits in a currency other than EUR are listed here.
Your PIN will be requested after 5 contactless payments or when you've made contactless payments for more than 150 EUR (cumulative). So if the 4th contactless payment makes the sum of the 4 payments higher than 150 EUR, the PIN will be requested.
Apple Pay and Google Pay
The security limits for Apple Pay can be found here and the ones for Google Pay here.
Incoming transfers
Bank transfers (sent to EUR currency Bank Account): No limit!
iDeal:
- €50,000 per top-up
- €10,000 per payment request
Outgoing transfers
Instant Payments
Personal:
Business:
iDeal and SOFORT:
- Personal: €50,000 total per day
- Business: €50,000 per transaction and €100,000 total per day
Limit per IBAN (Personal):
- Default limit: €5,000 total per day
- Maximum limit: €1,000,000 total per day
‼️ Keep in mind that your overall daily Personal account limit remains €1,000,000 in total.
Limit per IBAN (Business):
- Default limit: €5,000 total per day
- Maximum limit: €1,000,000 total per day
‼️ Keep in mind that your overall daily Business account limit remains €1,000,000 in total.
Incoming payment via bunq.me
- iDeal payments: €2,000 per day
- SOFORT payments: €250 total per day
- Bancontact: €1,000 per transaction
- Debit/credit card payments: from €10 to €500 per transaction
What are my daily card, cash deposits and withdrawals limits?
To see the daily card, cash deposit and withdrawal limits check this topic 💳
What are the daily Local Currencies limits?
To see what the daily limits for Local Currency accounts are, see this topic.
Good to know
- Bank Account limits only apply to non card-transactions (e.g. a payment to another bunq user, or paying with iDEAL at a webshop).
- Bounce fees: For an incoming payment that bounced, transaction costs apply. These costs are deducted from the payment upon return.
- If you try to make a payment with an incorrect CVC, the payment will fail, regardless of what your limit is. If you use the correct CVC, or the webshop doesn't ask for a CVC, then the payment will be accepted only if it falls under the cards daily limit and you have enough funds to make the payment.
Related topics
Explore more bunq knowledge here 🌈
