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Hello everyone,

do you happen to know, whether it is and if so how to create a standing order through a Wise payment (let’s say in a set amount of JPY) from a personal bunq account ?

This would be a great feature to have, if it does not exist yet. I was, though, under the impression to have seen this option either in the phone app or on the web app, yet could not find it again.

Kind regards, kaz.

    @New-Denim-Shrew-3742647099#246509 whether it is and if so how to create a standing order through a Wise payment (let’s say in a set amount of JPY) from a personal bunq account ?

    It's not currently possible to have automated recurring payments through the Wise integration in the bunq app. If you use Wise directly (through their app), then you should be able to do at least a simple scheduled transfer, but also no functionality for standing orders afaik.

    This would be a great feature to have, if it does not exist yet.

    Totally agree! But if I can add anything: it would be great to get a heads-up before a future payment of a standing order is processed in case the exchange rate of the currencies has changed by more than a certain amount. Could be an issue for example if you expect to pay roughly 500 Euros but actually 700 Euros will be deducted from your account. Then it might make sense to explore other options instead.

      @Jakob-Y#246526 Thank you for the clarification ! Scheduled transfer boils down to the same as standard manual one for me (and includes one more place to keep track of). The heads up would be a nice additional feature, maybe a few days before. I would like to know if this could be done on bunk’s side (automate the order, call some api to make a currency projection, give an estimate and execute if no change has been made through wise’s api). I might as well try my hands at scripting it.

        @New-Denim-Shrew-3742647099#246530 You can use the bunq API to automate your Wise transfers indeed. You should first manually connect your Wise account with bunq in the app, then you can use the GET /user/{userID}/transferwise-user endpoint to get the Wise account user ID in bunq's system.

        When you want to make a payment, call the POST /user/{userID}/transferwise-quote endpoint to get an offer from Wise for your payment. (If you just want to check exchange rates, there's also the POST /user/{userID}/transferwise-quote-temporary endpoint.) These quotes are valid for one payment in the next 30 minutes.

        Next thing you need is a recipient. If you already have one registered in bunq's system, just call GET /user/{userID}/transferwise-quote/{transferwise-quoteID}/transferwise-recipient, otherwise you need to create a new one. It's probably easiest to do this in the bunq app manually, but it's also possible through the public API.

        Then to send the transfer, first call POST /user/{userID}/transferwise-quote/{transferwise-quoteID}/transferwise-transfer-requirement and if it meets all the requirements you can finally call POST /user/{userID}/transferwise-quote/{transferwise-quoteID}/transferwise-transfer to send it.

        Be warned though that this is one of the more complex things to accomplish through the API. Took me some trial and error to get working in my own scripts, and still I only know that they work for my recipients and destination currencies/countries... :D

          @Jakob-Y#246531 Oh that was helpful advice ! I didn’t expect such an in depth guidance. If the weather would not be that great, I would try it out right away. Will keep you posted, once it is implemented.

            @Jakob-Y#246531 Just noticed that I forgot to write “Thank you” - so, thank you very much !

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