• Sustainability

  • Is the Mastercard a credit or debit card?

Is de creditcard een ‘echte’ creditcard/mastercard of een debitcard?

    @New-Yellow-Finch-1900999435#247392 Het is een "echte" creditcard van Mastercard in de zin van dat deze door betaalsystemen gezien wordt als een creditcard, en je kunt er online aankopen mee doen. Het geld wordt echter direct van je rekening geschreven, dus in die zin is het een debit card.

      Please I want know
      is the card going to arrive in house ?

        @New-Yellow-Parakeet-1917985551#247420 Yes, if you order a card it's delivered to your home.

          @thijsoost#247399 Dus de limiet is je saldo.

            @New-Yellow-Finch-1900999435#247426 Klopt! Je kunt niet meer kopen dan je geld op je rekening hebt staan.

              @thijsoost#247422 I know it’s hard to answer but I’m waiting 9 days now for debit card to arrive 🤷,
              Is it sent by standard post or courier I’m based in Ireland

                @Spot-on-murph#247430 It's sent by standard post. Delivery takes ±2 weeks, so it should arrive in a few days!

                  @thijsoost#247431 Thank you

                    @thijsoost#247399 It's not a credit card. It's a MasterCard Debit. They are all mislabeled as credit because anything that isn't Maestro is called a credit card by the Dutch. 😂

                      @Declan-Lime-Unicorn#247650 Maestro, Mastercard Debit and Mastercard Credit are three different things. And bunq's card used to be Mastercard Debit, then they switched them to Mastercard Credit. They're also still offering Maestro cards. But most of bunq's cards are actually chipped as Mastercard Credit nowadays, not Mastercard Debit anymore. (Some might still exist because customers still use them and they didn't expire yet.)

                      Maybe they will re-introduce Mastercard Debits when Maestro is gonna go away next year, but the Mastercard Credit is here to stay I think. (Just because bunq is from The Netherlands and not glorious UK doesn't mean they don't understand what a credit card is... they are actually a bank cooperating directly with Mastercard)

                        Jakob changed the title to Is the Mastercard a credit or debit card?.

                          @Jakob-Y#247652 Can you share link where to read about Maestro leaving next year? Is this Netherlandish-level or it’s bunq decision?

                            @New-Raspberry-Skunk-2371799330#247706 Yes, you can add your cards to Google Pay or Apple Pay.

                              @New-Raspberry-Skunk-2371799330#247709 In Nederland worden in de meeste winkels en supermarkten enkel Maestro en V-Pay kaarten geaccepteerd, niet Mastercard (Credit).

                                If I want to rent a car, can I use this card as credit card for the rental?

                                  @Filipe-Purple-Lion#247730 Sure. Just make sure that there is enough money on your connected account to cover for the payment and the full deposit. The payment won't go through otherwise.