Johannes
Hi 🙌,
that is a good explanation on increased security downpayment.
Security deposits for rentals are also in my experience always different depending on the period of the year you rent, car type, number of days for rental, age of driver and location where your rental takes place.
The main rule though is that when you swipe the card, or the agent at the rental company does it, you get the information on how much is going to be charged and you need to sign for it before it happens.. or anyway you have to receive the amount information before the swipe.. if you do not.. I would not provide my Credit Card.
Based on the above, you know what is the amount, so not to have any transaction failing, you need to ensure funds are available to over the charge of the security payment.. even if only temporary.
My advice, if you have a sub-account for every day expenses connected to your Credit Card and have a second sub-account where you set apart money for savings, is to add the "savings" account as secondary back up account to your card by setting a double PIN. With this feature on, if your main sub account connected to the card does not have sufficient funds, bunq system switches to the back up account where hopefully you have sufficient funds and then transaction does not fail. This happens automatically and I find it a great bunq 🌈 feature I have not seen in any other bank.
🌈 https://together.bunq.com/d/1993-what-is-dual-pin-how-do-i-set-up-a-backup-account
All the good luck 🍀 and have great holidays 🚗
GG
