Débora Like Thijs said, SEPA transactions can take up to 1-2 working days, weekends and holidays not counting. There are several reasons why an instant transaction can end up as regular SEPA which we can’t tell why. But just as an info, if you’ve made or get bigger amounts of money, for example in 4 smaller transactions in short time from the same account, like you say, the transactions also could be halted by compliance because they want to make sure it’s not some kind of smurfing - a thing used for money laundering. Not saying you did this, just as an info.
