JodaRookie
Trying to get a refund on an unknown card transaction, the wizard always lead me to a screen with only one option: To block the card entirely and irreversibly.
That is not what I wanted. Yes, I was considering that option, but first and foremost I wanted to initiate the refund.
Currently, it is enough to change the CVC and I wanted to have control over which actions I take.
Luckily, I found a workaround. If I freeze the card and initiate the refund then, it doesn't ask me to block the card and lets me proceed with the refund request.
Even though I get a strong suggestion to block the card, it should not be the only option, especially if the refund request hasn't even been created yet. And other options like temporarily freezing the card, changing the CVC, etc. should be made available.
Blocking the refund request entirely, until you block the card first, is really annoying and hinders the process. It can even be confusing.