Hi Imro! Always good to hear you opinion.
I did some quick searching in the MasterCard documentation and I quote:
"A new form of CVM called Consumer Device Cardholder Verification (CDCVM) is available with mobile contactless devices. In this case the consumer enters a PIN (or biometric) on the mobile device. Two versions are supported:
• Early CDCVM. The consumer provides the verification before the tap (typically while waiting in the line or queue).
• Two-Tap. The consumer taps their device onto the reader to start the transaction, moves their phone away for CDCVM when prompted, and taps again to complete the transaction.
CDCVM can also be supported through biometric technology, if the device is fitted with a fingerprint reader for example. For contactless transactions below the CVM limit, a receipt is not required unless the consumer requests it. For transactions above the limit, a receipt must always be provided."
So, if I understand it correctly MasterCard support the option to skip the verification for low amounts. I would like bunq to implement this.