Expand the auto save feature (collection of all ideas)
RedouanChamp
I was looking for the exclude/include acounts from autosave. That would be nice.
Esther 💎Wizard
@REDONE#43424 Totally agree. I think to exclude / include accounts from Auto Saving would be the next step, a necessary update of the great Auto Saving feature. A lot of bunqers request it already.
MichaelAce
Great ideas!
I think not only should it be possible to have savings from a joint account be triggered by transactions from all owners, but it should also be possible to create a joint savings account, so that one can save together.
I also would like to see multiple “instances” of auto-save. So I could turn on auto-save for one savings account (and combining the other idea of being able to choose which accounts should be used to auto-save from) and select which accounts I want to save from, and then turn on auto-save for another savings account and do the same.
It would be slightly tricky from a user-experience perspective to handle multiple auto-saves from one account going to different target savings accounts (idea 5), so maybe in an initial implementation one could either just equally split each auto save transaction among all target savings account (with no ability to customise the split), or even not allow multiple auto-saves from the same account initially and add it later. It’d then still be useful to say “auto save from my main personal account to my personal savings account X”, and then “auto save from our shared groceries account to our shared savings account Y”.
RoryRookie
Amazing post, I love this auto-save feature and I can see it being improved a lot over time.
Koop in StroomRookie
I'd like to auto save also from selected card transactions. Like if you pay in a shop.
- RolandRookieCO2 Saver
I’d like to +1 on the part where you can choose accounts to save from
HedaWizard
@KiS#44177
I added your idae to the main post.
CliftonRookie
Would really like to be able to share the savings account with my wife, but can seem to?
Jeroen 🏳️🌈Wizard
@Clifton-Green-Lion#46270 You can't, auto save is a personal account and they didn't include the connect option.
JanRookie
I’d like to auto save on more then 1 goal!
Victor 🇳🇱🇬🇧🇧🇷🇪🇸Champ
Great ideas!
I would additionally like to see the possibility of changing regular accounts into saving ones, and maybe back as well. Just in case you change your mind, and would like to designate an existing account just for savings or vice versa.
- AndreasAceCO2 Saver
I would like to be able to have multiple saving going at the same time for the same payment. For example if I pay 9,50€ I would like to put 2% (0,19€) into each of my children’s savings accounts as well as rounding up the amount to the next full euro (0,50€) for the next holiday or something.
WouterChamp
- Edited
I’ve already mentioned it elsewhere but one more time can’t hurt;
I am much in favor of the “include/exclude account” option!
BBiker 🇩🇪🇬🇧 🏳️🌈Prodigy
Auto save by percent is most important on business accounts. You can set for example from incoming Transaktion 30% for the tax. But nothing for outgoing.
- MarcoAceCO2 Saver
@Heda#42519 +1 on the improvements, especially to make it work with joint accounts as a joint saving goal. On the other side, I suggest to keep it simple, so I’m all in also for setting a % but I would rather keep out the option of selecting card type transactions.
HedaWizard
@BBiker#53766 added your idea to the main post. Think this is a great suggestion and it would make the auto saving feature even better. Lets keep upvoting this topic so bunq sees that we really love the auto saving feature and give us even more control over it.
BjornRookie
A friend of mine had the idea to make the auto save function dynamic. Now it just rounds up 1, 2 or 5 euros at any transaction.
His idea was to let you set your own rules like:
If transaction is higher than €10,-
Then auto save €1,-
If tansaction is higher than €30,-
Then auto save €2,-
If transaction is higher than €100,-
Then auto save €15,-
And of course you could just set it at any value you would like to auto save.
Would be cool! Let me know if this is a fun addition Thanks! 😊🎈
Raoul 🇳🇱🇬🇧(🏴)Wizard
@Bjorn-Maroon-Kiwi#55260 You could use Limitless for as they do this for card transactions.
João 🇵🇹 🇩🇪 🇬🇧Champ
@Mat64#55287 I’ve been use limitless for %-based savings. It works flawlessly; the higher the transaction, the lower the percentage saved.