If we are talking about multiple savings methods, perhaps it is also an idea to be able to block the 'savings' account. By this I mean, the option to make it harder for the user to be able to access the money. Consider the following options:
- Not being able to link a card to the account
- Failure to transfer this account
- The inability to use the account to make iDEAL payments.
Of course, this block is not permanent and can be canceled by the user at any time by means of a verification. The purpose of the blockade is to make the saved money more difficult, which means that the "I can get it from the savings account" quickly. This could help people who find it difficult to save, just an extra threshold. 👍