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  • Mass interest, 0,09 or 0,27?

Dependiendo de si lees la web o las condiciones en la App, encuentras que el interés es de 0,09% anual o 0,27% anual.

¿Cuál es la correcta?
¿Se espera que Bunq de más intereses como están haciendo muchos bancos con un 1,7% o incluso 2%?

    @SavingLemur#270507 Please check this page. Since 1 October 2022, it's 0,27%.

    0,27% is very high compared to other Dutch banks. Most Dutch banks have an interest of 0,01% at the moment. An interest of 1,7-2,0% was last seen in 2012.

      @SavingLemur#270507 It was changed on October, 1st from 0.09% to 0.27% annual. Some sites may not be up-to-date. What bank offers you 2% on you standard deposit? I cann't believe, sorry. Some banks offer higher interest rates on fixed-term deposits, but not on money that you are able to withdraw at any time.

        @New-Lilac-Sloth-1702461962#270509 Hello Dennis, thanks for your answer!
        A lot of banks are giving 1% for standard deposit and 2% Just for 12 month of fixed terms.
        Check Pibank.

          @SavingLemur#270507 I am also curious to know which bank is offering 2% interest on a daily accessible account right now. I only know banks offering something like this on accounts where the amount is fixed for at least 12 months.

            @pqckmqn#270512 Hello Markus, your right but those banks at 2% for fixed deposits also offer 1% for standard ones. With no comision.

            Bunq only offer 0,27% (since October) and we need to pay for having an account with some normal specifications.

              @SavingLemur#270511 Yeah, but is targeted to spanish citizens only. ;-)
              Furthermore, this is not how bunq works. Bunq is a bank that was created to be different. Instead of "working" with your money, a great amout is deliberately stored at the ECB.

                @SavingLemur#270513 Other banks earn money by investing with YOUR money. This isn't something bunq does, hence they can't offer high interest rates.

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