@Magnificent-Peter#276153 The validity period is 3 years I think. But yeah, would be interesting to know if that is a Mastercard limitation or something bunq enforces. I have a ton of credit cards from different banks and they're always changing their numbers, but that doesn't have to mean anything.

@Magnificent-Peter#276153 I have the same problem, most of my digicards are expiring in 3/23. I have created dedicated cards for ordering food, mobility expenses, online orders, which are each registered with several services. So I have to register new cards to all of the services??
So I should better use plastic cards for this scenario in the future.

@SimonM#276170 So I should better use plastic cards for this scenario in the future.

Huh? I just replaced a normal plastic Mastercard Debit from bunq a few weeks ago through the normal in-app flow and it got a new number. Do they not change their number for you?

@SimonM#276224 I honestly just aren't informed well on that topic, because I have only replaced a card at bunq myself a few times now. But is ABU only usable if the card number stays the same? I thought ABU means that the PSP would automatically get the new details for future card-not-present transcations, so in that case the number changing wouldn't be an issue. But maybe I have a misunderstanding here.

@SimonM#276224 Hey Simon, so I asked around a bit, and apparently this is the current status at bunq:

• Physical cards: Number changes when renewing, but ABU is supported. Subscriptions should therefore continue working in most cases.
• DigiCards: There is no renewal process, and therefore also no ABU. Subscriptions might become a hassle.

@Magnificent-Peter#276138 maybe that's also still interesting for you. Hopefully bunq will also implement a renewal process for DigiCards in the future, but currently it's not the case.

@SimonM#276249 Ouch, that’s an unfortunate realisation.

Having to choose the plastic cards because the digital ones expire too soon.

If you have a subscription that charges every two years to get some discount then you get two transaction from this card before it silently expires. (If you do the 1card-1vendor approach.)

I noticed some vendors reaching out and warning me about an expiring card. Some did not. The bunq app did not notify me about expiring DigiCards. Frozen or not.

It did notify me about an expiring physical card in such a way I cannot dismiss it. “Replace Card”. I have to replace the card or just let the notification stand. It will not go away.

It would better for all use cases to have some better card management.

It you authorise a direct debit with a vendor it is valid until revoked so in perpetuity.

• From what I understand Credit Cards with the aforementioned “Automatic Billing Update” would be a nice feature. How does one know the vendor has received the updated card info?
• Or letting me choose if I want a 3 year or 5 year DigiCard when generating. (Perhaps if a card has a limit per time frame it is allowed to have a later expiry date?)
• A counter of DigiCards and the limit.
• Notification / tasks that are compatible with other paths like: I do not want to replace this physical cards with the same type so would you please allow me to say no to this notification.
• Perhaps even end of card life setting.
• Help me manage my funds safely and conveniently.

Final thought: the 1 card 1 vendor approach can be for privacy reasons or safety reasons or practical reasons. The irony is that if card info leaks one this isolated card approach only one vendor/service needs a new card. If it was your main one, you had to replace it everywhere. With DigiCards at first glance it seems to protect you from that scenario, until they all expire quickly and we are in a different yet similar feeling boat. 😅

Als een digicard is of gaat verlopen en je moet dan een nieuwe DigiCard aanmaken, gaat dit dan af van het maximaal aantal van 25 stuks? Dus met meerdere digicards die je moet vervangen omdat ze verlopen zijn dan heb je zo 25 digicards bereikt. Of zie ik het niet goed?

@Webarcher#277058 De 25 Digicards is dat je maximaal 25 digicards tegelijkertijd actief mag hebben.

Ik ontving vandaag een bericht dat 1 of meer digicards eind deze maand verlopen en dat ik ze kan vervangen.
I received an e-mail today that 1 or more digicards expire end of this month and that i can replace them at no costs