• Adding Bunq premium was a MUST for bunq!

Hey bunqers,


I just wanted to let everyone know why bunq premium needed to be created.


It is actually quite simple.


Bunq is not a traditional bank. It is a bank that doesn’t invest your money. (outside of legal requirements)


This makes it impossible for bunq to try to compete with traditional banks money wise. Big banks like ING invest a lot of money in things you don’t want your money to go to. The investing mentality/betting mentality is what got the western world into the big banking crisis of ‘08.


Bunq is trying something different.


Bunq asks you to pay for a subscription which some people may say is to high. However, you have to realize bunqs business model is completely different from traditional banks. You can’t compare bunq with traditional banks.


Bunq does risk something with this subscription model. All the money they now get should only go to one thing: the app. If the development of the app isn’t fast enough there is a risk people start to jump off the bunq hype train.


However, I have full trust in bunq that they are able to make the best banking app out there and bunq has long and bright future ahead!

    Hi Jesse, thank you for your support! 🙏 Awesome to have such enthusiastic users onboard 😎👍

      Moved part of my business account over and all my private banking.


      €5 to €7,99 may be considered steep but in my opinion it really isn’t. I’m happy to pay the price as an “investment” in bunq, I think Ali is on a wonderful and very challenging mission, one that I gladly support. It’s extraordinary that he’s been able to do this and continues to do so, without venture capital (as far as I understand). Perhaps it’s an idea to open up investment opportunity for bunq account holders 🤓.


      I’m satisfied with the current offering of features at this stage. It’s nowhere near complete in my opinion but it’s apparent that they keep building to make things better and better.


      I’ve integrated budgeting in my expenses easily by scheduling payments to a bunch of different accounts I have opened.

      I have redirected online payments such as Netflix to our shared bank account, and different purchases to another. Real-time notifications and routing transactions is wonderful, a feature I already can’t imagine not having at my disposal. The way direct debits are handled.


      I’m in control, and thanks to the MasterCard there’s no “shadow account” from your creditcard.


      Looking forward to what the future brings. Plenty of solid features on the wish list that need implementing to make bunq fare even better.

        I make your words mine!

          Write a Reply...