As Maya hid my post because it was apparently a copy of this one, I'll post my 2 cents here. It touches on the same topic, but it's mainly about the lower tier "Prizes" to be gotten with points - which are just ads...
Somehow replacing the Wheel of Fortune with a points system has been paired with forcing users to get notifications that they have enough points to get 10% off at Tiqets or a 2GB eSim from BetterRoaming.
How did Bunq think it was a good idea to start pushing Ads from their "partners"?
I've contacted Support, these notifications cannot be turned off in Settings. Only by turning off all notifications can you avoid getting wonderful advertisements from completely unrelated companies from your banking app.
Don't get me wrong, I don't want to stop getting points. As the higher tier prizes are very nice, like a metal card or a free month of Bunq.
But sneakily adding Ads into your app, that's some nasty stuff and I would count that as a dark pattern. And I didn't expect it from Bunq.