• Ideas

  • A "verified" post about ALL the limits, please

@elisebunq#48605 And maybe think about linking such a new combined post somewhere in the app, for example when you change your daily limit :) so you don't need to search for it on together.

    @elisebunq#48605 .. and try to make it multi language please. For some stuff you do that, but sadly not for all. Limits is for me a very essential thing.

      8 days later

      @Elise#50851 Hey, awesome thank you ! :) But would be cool if this could get translations as well. I know it's mostly numbers, but especially the ATM limit is surely important for many - German - users ;) :)

        @johannes#50853 You're welcome! And I'll see what I can do 😁👍.

          @Elise#50851 Danke für die Zusammenstellung. Was mich verwundert ist das ATM-Limit von 500€. In Deutschland kann man problemlos 1.000€ bekommen, wenn der Kartenausgeber dieses nicht einschränkt. Und wie weit kommt man in NY oder Singapur mit 500€?

            @Bernd-Teal-Shark#50899 Hi Bernd,
            die 500€ gelten pro Karte, also bei drei Karten kannst du 1500€ abheben.
            Die Limits sind alle von bunq.

            Hi Bernd,
            the limit of €500 is per card, so with 3 cards you can withdraw €1500.
            The limits are made by bunq.

              @Bernd-Teal-Shark#50899 I don't know about Singapur, but in the USA you can pay a lot of things with your card (mostly Mastercard, sometimes with Maestro). Or with Tap&Go or Apple Pay.

                @Elise#50851 Just a few minor nitpicks. In the title it says daily limits, in the Incoming iDEAL Payments it is only stated as "per top-up". Does that mean you can do multiple top-ups of 10k per day or is the total of one day 10k (or something else)?

                In the contactless is says the limit is 50 per day and you can "Reset" this when you enter the pin. But if you want to pay 100 you can still do this withouth having to enter your pin two times (to "Reset" the 50 limit twice). So I think this should be formulated differently. Something like "If the contactless limit is reached the terminal will ask for your pin and the pin transaction limit will apply".

                It doesn't state the limits for Tap&Go or Apple Pay. I guess these are the same as the pin transactions but perhaps you should state there that there are also valid for Tap&Go and Apple Pay.

                  @Elise#50851 If I want to buy something which is more expensive than 50.000 then it is not possible to do an outgoing IBAN of 50.000?
                  I tough bunq is a bank of freedom. Why this limit? As default limit it is fine. But temporary it should be nice if it could be set to higher limit than 50.000.

                    @Hunter#51067 I’m wondering, what if you order a car for let’s say €60.000, how would you be able to pay that indeed.

                      @TwitNour#51081 You could do it with two transfers over two days for example.

                        @johannes#51085 It feels wrong though. Imagine you're a car company and someone needs two days to make the payment because he or she can't do it at once. It even sounds a bit suspicious if you think about it. I think bunq should give us the option to temporarily increase the 50k limit for one day or for one IBAN transfer. This gives you the freedom that maybe one day in your life you will need (maybe more than one day, depending on your expenses of course).

                          @TwitNour#51088 I would also love to see bunq giving us the option to temporarily increase the limit, for example by asking for proof that you are buying a car.
                          But I personally don't think it's that big of a problem, often you pay a deposit and the rest with a 2. payment

                            @TwitNour#51088 but you may want to create a new post as an idea for this :)

                              @Elise#50851 That topic doesn’t seem to include Apple Pay?

                                @LH-Black-Wolf#51115
                                Apple Pay is seen as a regular card payment for the limits. It could indeed use an explicit mention.

                                @johannes#51117 @TwitNour#51088
                                Maybe it's an idea to start a new wish topic for higher daily limits. This topic seems to slide off-topic as it was meant for a knowledge topic about all the limits. Not a discussion about current limits🙂.

                                Cheers. 🌈

                                  @LH-Black-Wolf#51115 Because the card in Apple Pay is seen as a normal card by a terminal and the Touch ID or Face ID used for authentication is replacing the PIN, the limit is also the same as if you would have used a bunq card + PIN e.g. €50.000,-

                                  @Tim#51118 Thank you for the advice. I will open a new post about this soon.