🇬🇧🇳🇱 Expand bunq pack

Jos-Golden-Unicorn

John Mocht je nog 1 "vreemde" zoeken. Dan zou ik wel mee willen doen!

rubll

Jos In mijn pack is nog een plekje vrij. Zoek je nog een pack om in mee te doen?

WJanson

Hi John 👋

This isn't a far fetched idea. I know that there are a lot of people who use the bunq pack in order to pay for their whole family. But when you have a family larger than five people this can be a bit of a problem.

Expanding the bunq pack by allowing a few extra people into it would be a nice solution, without changing the whole bunq pricing scheme. To be able to add an extra user to the pack for another 5 euros would be a fine solution.

But like you said there should maybe be some checks in place in order to mitigate misuse.

LH-Black-Wolf

W. Janson-Korhorn Maybe it’d be nice if accounts (with one card) for kids under 16/18 can be opened by the parent at a discount to begin with (and have some parental controls over the account). That way you would’t even necessarily require a pack, have parental controls and you don’t pay the grande price for relatively low activity most children have. The Bunq “pennyrekening” so to say. ;)

Just a thought. Might make it more attractive for parents to opt for Bunq despite it being paid, rather than a free childrens account elsewhere that essentially all banks offer.

JeroenE

LvH I think a deal like the Black Friday Promo would be ideal for (small) children. They can play around a bit but it's still limited so they can't send thousands.

But I'd rather have bunq change there chidl acoount creation first. You can't do this if you only use bunq. SO I have to get another bank account with a different bank just to open an account for my child. This I find very odd. It's like they don't trust themselves.

LH-Black-Wolf

Jeroen 🏳️‍🌈 Aye that’d be a pretty good deal as well! Give ‘em that Bunq PROMO. Only further alteration would be limiting online payments, that €250 spending limit only applies to card payments by default haha

JeroenE

LvH The monthly 250 limit on the Black Friday Promo is for all payments together: cards, contactless, transfers, online and so on.

Jos-Golden-Unicorn

Ruben Tuurlijk! Hoe gaat zoiets in z'n werk?

LH-Black-Wolf

Jeroen 🏳️‍🌈 No, it’s only on card payments (including contactless/Apple Pay) that are limited. Online payments such as transfers and iDeal do not count towards the €250 limit. The reason is that you get unlimited transfers of that kind with bunq free as well, so it wouldn’t make sense to limit it that harshly.

So €250 limit on card payments (aggregated), no limit on transfers.

Johan-Blue-Falcon

Jeroen 🏳️‍🌈 Inderdaad, is mogelijk.

Dan zou het mooiste zijn als mijn dochter een Bunq pakket neemt. En deze met 3 "vreemde" gaat vullen.
Maar dat vind ik een "workaround". En je bent afhankelijk van de 3 "vreemden". Of ze blijven, betalen, etc.

Als familie (hoofd) zou ik het graag willen regelen voor ons allemaal. En ik betaal de maandelijkse kosten.

Is netter, transparanter, etc. Past echt bij de bank of the free ;-)

JeroenE

John Mee eens, maar ik denk niet dat ze het willen veranderen. Persoonlijk vind ik het erg vreemd dat ze normaal 8 euro vragen, maar het dan wel OK vinden dat er een pack is waar iedereen 5 euro betaald en dat die mensen geen enkele relatie met elkaar hoeven te hebben anders dan dat ze bij bunq bankieren. Doe dan niet zo krampachtig en vraag gewoon iedereen 5 euro. Dan ben je gelijk de helft van de discussies kwijt omdat je dan veel dichter bij de prijzen zit die andere Nederlandse banken vragen.

Marco-vr

John Helemaal mee eens. Ik zou ook graag zien dat ik het pack kan uitbreiden.

rubll

Jos Als je mij €0,01 stuurt met in de opmerkingen je telefoonnummer dan voeg ik je toe.

JohnDo

Hi 👋🏼 All,

The price of bunq 🌈 had been discussed many times before, so I want to prevent that this topic will turn into another back-and-forward price discussion. bunq always reads along here on Together so they definitely saw this idea 💡.

Personally I think the ability to expanding a pack if you have more small kids would be great.

Finally, enjoy your Sunday!

Sander

LvH a little off-topic, but to my knowledge all kinds of payments are counting towards the limit, this includes SEPA transfers and online transfers. Yes I bunq Free that is free, but do not forget that in the Promo you get all the Premium features for free, it makes sense that there are restrictions then. 🙂

How do you all btw look towards the Company membership in this extended pack? Still 1? Also multiple companies in a Pack? 🤔

LH-Black-Wolf

Sander I had asked support and they are the ones that told me it works that way, I thought it was a limit of €250 on all payments as well; but they said it didn’t.

Reason I asked is because I have a shared account with someone on that promo, so as you can imagine: that leads to some potential odd conflicts with direct debit :P So they said nope, it doesn’t count.

And as far as I can see from the limit: it indeed doesn’t count. :)

WJanson

Sander Personally I would suggest to keep it at 1 company per bunq pack. Although that’s easy for me to say, not having a company.

The best use case I see is buying extra spots for family members, whom otherwise had to pay the full premium or find another pack to join.

Sander

LvH that’s not what I’ve been told, but if Support says so I trust them. Thanks for sharing. 🙌

jgjverheij

LvH I know from experience that all payments count to the 250 euro limit. A family member was using the promo, and sending more than 250 euros was only possible by converting to a normal premium account (or free account).

LH-Black-Wolf

Sander Well as both of you said something that didn’t align with what the support team had said, I tested it. Sent €1 to person, they sent €1 to my account at another bank. This transaction counted towards the payment limit.

That’s actually quite a problem, so they misinformed me. I’ll ask ‘em what happened as this creates significant potential issues with the shared account. Great -_-

Sander

LvH ah I see. The promo subscription shouldn’t be considered as a full account in my opinion. It’s a way to try out bunq to convince you to go Premium. Using it as your “main” account I would strongly discourage. 🙂