Tom Hi Tom!
I got to say the multiple accounts is by far my number one favourite feature! (in combination with the Connect feature). Absolutely briljant.
I'm not that great in budgeting. And it always seems that apps that gives you spending insights don't work the way at least my brain works, so I always end up removing them 😉But finally, I found the solution by using the multiple accounts at bunq!!
How do you use them John?
Good question :)... my wife and I share almost all of our accounts. A few accounts that we made (just some of them):
- Grocery Jar
- Car Jar
- Gadget Jar
- Coffee and Tea Jar
- Clothing Jar
- Vacation Jar
- Subscriptions Jar
- Savings Jar
But.. to make budgeting even simpler I made an account called "Divide and Buffer Jar". This account I use for most of my income. I made some Recurring Payments to automatically transfer from this account to all our other ones!
Every week the amount of €225 gets automatically transferred from "Divide and Buffer" to our "Grocery" account. So this way I can have a much better overview of what we have left to spend that week. Not that we are on a tight budget, but just to get some more grip.
So to sum it up... I truly love the multiple accounts!
But pleaseeee for god sakes... make it possible to share "Savings Goals"... it is now creating a small wall between my lovely wife and I.
And please do some form of grouping of transaction, so that transfers between our accounts don't clutter up our event view