I mostly use the maestro via Apple Pay, for me a lot more convenient than a physical card, because I don't have any limits on contactless payments per payment or per day. And I always have my watch on me, which I can't say about my physical cards.
For domestic online purchases I use iDeal as it is the most common offered payment method here in The Netherlands. For online purchases from abroad I use my bunq Mastercard.
For my subscriptions I use my IBAN and a direct debit when possible, or PayPal which functions as a direct debit as well as it is linked to one of my bunq accounts.