edit: THANK YOU, bunq🌈, for hearing us! Best bank there is! 🌈

The number one reason I went to bunq, is due to the fact that you guys don’t do anything with my money, nor do you give us interest (spaarrente).

If the rumors are true that we’re getting spaarrente, then please make it so that we reserve the right to not receive it, as many people like me who chose bunq for this reason are fundamentally against receiving interest.

    Hi 👋 @Zakaria-Magenta-Badger#67047

    If rumours leaked on the news are true it could be part of bunq's 'Freedom of Choice' feature. They wouldn't just give it that name without giving users a choice. But first before this turns into a huge discussion about an alleged feature I think it's best to wait for bunq to present it first. 🙂

      @Tim#67048 Hi Tim! Of course. Let’s see :)

        Well Ali also said we will always have the possibility to store the money with the ECB in another Together post, so I‘m pretty sure this possibility doesn‘t go away.

          Why do you want to reserve yourself against receiving interest?

            @dniviE#67081 Not everyone likes fractional reserve banking. Me personally if I want to invest in something with my money, I just do so myself, I don't need the money on my bank account used for that. I want my bank to store the money, not anything else. Receiving interest is really disjunct from that. If I want interest there are a lot of ways, but bunq is unique in offering a bank account that just stores your money.

              Guys, let us wait a few hours more and we will see if it will come, and if it does, how it will be implemented. Especially with the "Freedom of Choice" thing. So let's wait and see.

                I hope - if the rumor is true - you have choice like a traditional bank:

                • normal accounts: ECB without interest;
                • saving accounts: like your settings (ECB without interest or invest with interest)

                But also:
                - every account ECB without interest
                - every account invest with interest

                Bank of the free!

                  Okay so the rumors are true, but I haven’t:
                  - whether it’s possible to NOT receive any interest.

                  Is that possible?

                    I’ve turned all items down under ‘My Money’ tab, but does that mean I won’t receive any interest?

                      Ja, gewoon alles uitvinken / stallen op de ECB

                        That probably right. Since storing at the ecb only costs money. And state bonds are have such a low interest rate it will probably not even wheight up to the cost of storing at ecb

                          As described in the MassInterest Thread, you will still receive the (currently) 0,27% interest, even if you store all your Money at the ECB and Government bounds.

                            @thomba#67325 If that is the case, I’m leaving bunq immediately, with many others to follow.

                              @thomba#67325 If that is true, "Bank of the free" will not be applicable anymore and I will say GG Bunq.

                                If you deselect all the options, nothing changes in comparison to the years before.