Freek In addition, bunq now makes all the investments enabled by default.
Since a lot of people might not be aware of this, it's likely that many bunq users (especially new users) will be investing without realizing what they are investing in.
Which means that bunq is now primarily investment based, with a minority of people opting out of the investment. That is very different from before, where bunq was not investment based at all.
If they are going to keep the investments, I think they should be off by default. And the interest should only be paid to people who choose to invest.