Let us change the Interest Payout Account

johannes

Heiko Hartwig We will see, but it would be great if you get the chance to change that

Heiko-Hartwig

Johannes 🇦🇺 Agree!

johannes

Heiko Hartwig So I asked and got finally an answer: The payout account is the billing account, I don't really like this. So I changed this post a bit, so it's now an idea for letting use choose the account :)

seppo

Johannes 🇦🇺 How is it at bunq packs? Will only the owner get all interests if the billing account is the payout account?

Jakob-Y

At least it is a single account. I would like to have it paid on a different account than the billing account that I pay bunq with, though. (If there's no way around receiving it.)

johannes

Jakob That's the idea here :) Let us change this account, I for example want my interests automatically transferred to a savings goal :)

adriaanz

I need this too. I have a dedicated account for billing, which I share with the members of my bunq Pack via Connect, so they can add the monthly costs to that account.

Heiko-Hartwig

Adriaan They can add money but they can as well withdraw money. Is that clever?

I don't want the interest paid to that account as well as my members pay their amount to that account. I don't want these payments and my interests mixed here.

johannes

Heiko Hartwig 👍 I hope they may implement this before the first interests are coming :/ I think, if they don't there will be many people suddenly asking for this when they noticed that.

JohnDo

Sebastian Hi 👋🏼 Sebastian, well also Packers have setup an billing account. For instance, a Packer gets his own invoice if he uses extra services like ordering a extra card 💳.

So, echt Packer will receive his share of the interest. It is also calculated for each Packer individually, but with a €2500 limit instead of €10.000.. (Which is a strange rule to begin with)

seppo

John Do Ah okay i guess the part with the extra services and each packer have a billing account.
I’ve read the thread about the limit. It’s really strange.
Thanks 🙏

Samzoiets

Another upvote for this idea...

Being graced with a slight OCD, I use the auto-save feature to keep the balances on all of my accounts on whole euros. The interest will obviously not be in whole euros, so that ruins my setup...

Want to put it on my savings goal too!

johannes

Alieke van Sommeren Yea it's really annoying now, that I manually need to transfer the money to my savings goal :/

mathias

It seems I cannot just forward the payment to another account either. Swiping the payout entry opens the info screen. At least it would be great if you enable this.

johannes

Mathias .. just noticed that one minute ago.. not even the swipe... :/ .. not great

Mat64

I received my interest as well on my billing account, luckily it was not an round number so I did spotted it on time to transfer to my savings goal.
I’m willing to accept the the choices are limited to the billing account and savings goals, but it would be nice if we have total freedom of choice.

Georgy

People are spending so much time on discussing accounts where they get max 2.27 euro per month. 🤦🏼‍♂️🤦🏼‍♂️🤦🏼‍♂️

johannes

Anna Paulowna I know, it sounds stupid, but it's about the budgeting! My billing account for bunq is just for that: billing, nothing else. This "max 2.27€" are a bit annoying for that.

Kolyo-Teal-Lynx

Anna Paulowna I somehow don‘t really get this maximum interest. 0.27% *10,000€ = 27 €? What i did I miss?

Petervdv

Johannes 🇦🇺 If you always have more that 10k in your account you know you will always recieve 57 cent every month right?

Could you maybe automatically transfer 57 cents every month? Trying to think for a solution :)

johannes

Petervdv 🏳️‍🌈 I don't have always more than 10k in my accounts... Maybe the solution could be a little account picker in the freedom of choice settings? :P