Let us change the Interest Payout Account

Samzoiets

Another upvote for this idea...

Being graced with a slight OCD, I use the auto-save feature to keep the balances on all of my accounts on whole euros. The interest will obviously not be in whole euros, so that ruins my setup...

Want to put it on my savings goal too!

johannes

Alieke van Sommeren Yea it's really annoying now, that I manually need to transfer the money to my savings goal :/

mathias

It seems I cannot just forward the payment to another account either. Swiping the payout entry opens the info screen. At least it would be great if you enable this.

johannes

Mathias .. just noticed that one minute ago.. not even the swipe... :/ .. not great

Mat64

I received my interest as well on my billing account, luckily it was not an round number so I did spotted it on time to transfer to my savings goal.
I’m willing to accept the the choices are limited to the billing account and savings goals, but it would be nice if we have total freedom of choice.

Georgy

People are spending so much time on discussing accounts where they get max 2.27 euro per month. 🤦🏼‍♂️🤦🏼‍♂️🤦🏼‍♂️

johannes

Anna Paulowna I know, it sounds stupid, but it's about the budgeting! My billing account for bunq is just for that: billing, nothing else. This "max 2.27€" are a bit annoying for that.

Kolyo-Teal-Lynx

Anna Paulowna I somehow don‘t really get this maximum interest. 0.27% *10,000€ = 27 €? What i did I miss?

Petervdv

Johannes 🇦🇺 If you always have more that 10k in your account you know you will always recieve 57 cent every month right?

Could you maybe automatically transfer 57 cents every month? Trying to think for a solution :)

johannes

Petervdv 🏳️‍🌈 I don't have always more than 10k in my accounts... Maybe the solution could be a little account picker in the freedom of choice settings? :P

Sagrido

Ich habe keine Zinsen erhalten. Muss man dazu bunq Premium aktiv haben?

johannes

Christian 🇩🇪🇨🇳🇹🇼🇬🇧🇪🇺 Ja

Sagrido

So so...also wenn ich jetzt bunq Premium aktiviere, dauert es eh bis Mai, bis ich das erste Mal Zinsen sehen würde… blöd!

tph

Christian 🇩🇪🇨🇳🇹🇼🇬🇧🇪🇺 Why stupid? You only get interest when you have a Premium account and it will be paid on the first (business day?) on the month.

https://together.bunq.com/d/8298-what-is-massinterest-and-how-do-i-use-it-to-save/2

Samzoiets

Christian 🇩🇪🇨🇳🇹🇼🇬🇧🇪🇺 Not that difficult... You first have to have money to gain interest. When you have had money in April, you will get the interest after that month. So May is indeed the first dat you'll receive interest.

If you had upgraded on say March 29th, you would only gained interest on that day and the past weekend. Payout of this very small interest sum would be yesterday or today.

Sagrido

Das habe ich in der Tat übersehen.
Naja, mal sehen, ob ich bunq irgendwann mal „richtig“ nutze...

tph

Kolyo Do you have a Business or Premium account or are you part of a Pack?
Business or Premium accounts get interest over the first Euro 10.000.
Pack accounts get interest over the first Euro 2.500.

Kolyo-Teal-Lynx

Tim I have Premium, but still got just 2.27€. Have all the time over 10k though

tph

Kolyo That sounds right though...

10.000 x 0,27% = 27 Euro per year.
Per month is 2,25 Euro.

Kolyo-Teal-Lynx

Tim Oh it’s per year...I thought per month 😂. Ok, dream on...

johannes

Kolyo You get it monthly, but it's per year :)