@Berkay#71055
Die Zinsen werden ab April immer am Anfang des Monats ausgezahlt.

@TimoNowitzki#71043 monthly? More like annualy no? Because if it was monthly we would get more than 3% p.a. and thats huge considering current situation eurozone…

@Elixias#71064 Hi 👋🏼,

The interest rate is based on a year. But is calculated every day and payout monthly!

So, a balance of €10.000 will result in a interest of €0,07 a day and €2,25 a month and €27 a year :)...

Maar ik kan nog niet vinden wat mijn actueel opgebouwde rente is?

@JohnDo#71065 that clears things up, so its nothing really noteworthy, let’s do the math -8*12+27=-69 that is if I have 10.000 eur on my accounts, and not counting about 2% p.a. inflation. So nothing really worth mentioning…

Hallo. Wie wird der Zins ausbezahlt? Für jedes Konto einzeln hoffe ich? Nicht gesammelt über die Rechnung.

@MitchellvB995#71072 it is going to be on your monthly invoice.

@JohnDo#71078 Oh John, I really hope they will let you choose the account for payouts.. it would get my budgeting out of order if I can't select a savings account for that :/

@Oliver#71077 I don't think so. bunq 🌈 calculate the interest every day based on your total account balance at the end of the day. They add these bits all up every month. How they will pay out the interest I don't know exactly. If I would have to guess, I think they will pay out the whole amount to the account you have set up as billing account. But that's just a wild guess from mine side :)

Das wäre sehr schlecht wenn ich die Rechnung über Bunq Business bezahle und über das pack auch ein privates Konto nutze.

@Oliver#71083 Nobody actually knows because bunq hasn't paid any interest yet and they are not transparent about how this actually works.

However, even a member of a Pack gets a bill! It's mostly 0 euro because you are a member of a Pack and don't have to pay for your subscription. But you can get a bill where you have ti pay if you make individual costs like ordering more than 3 cards, replacing cards after the first free replacement, getting more than 25 IBANs, receiving a SWIFT transfer and so on. You have to pay for these yourself and not the owner of the Pack.

I don't think bunq will settle the balance between the interest and your invoice. Would be nice though, when you get an invoice where the interest gets deducted from the payable amount on the invoice.

On the other hand; you would need to have € 35.611 on your accounts just to pay the € 7,99 per month if John Do's calculations are correct (which I think they are). For Pack members it's still over € 22.000...

@Samzoiets#71106 Interest is limited to a max. balance of € 10k. For every cent above that limit, you don’t receive any interest. It’s not possible to ‘come out on top’ if you have a lot of money in savings.

@Alessandro#71126 Hmz... didn't took that in consideration... Good thinking there!