I actually found bunq just briefly looking at the the bunq card of a nearby fellow shopper in a supermarket. I saw the "rainbow" design and the bunq ambigram. At first I thought it was some sort of LGBT-themed card (no offense!) but I found the name both unrelated to the main Banks of my country and very intriguing. So I googled it and... well, here I am :-D.

That's right. Yeah, my German IBAN is only numbers plus the DE prefix. The Bunq-IBAN has numbers plus the BUNQ name and the NL prefix, and is also shorter than the IBANs of most major Banks. Also the "outdated systems" of most companies are expected to work with local Banks. German providers accept only German Bank accounts for automatic debit. I had a French pal whose French account (from a big Bank) was not accepted for automatic debit for a German phone contract, thus he was forced to open a German account. That may be the same case for Phillippe whose Dutch Bunq account would not be accepted by the Belgian provider

Hi there,

well, as a resident in Germany, AFAIK almost all German service providers (energy, water, Internet, even insurances) accept by default only German IBANs for automatic debit. I use my German bank for paying most of my bills, and my Bunq account for online shopping mostly. Maybe another German Bunqer could also confirm/deny that the Bunq-IBAN is accepted or rejected for automatic debit aka Lastschriftmandat?? But as mentioned here, EU companies should accept EU/EEA-IBANs for automatic debit, right?

Hi there. Some weeks ago I withdrawed money from public ATM in Nürnberg Station ( Hbf) using the bunq Maestro Card and without additional fees. I am going to try again with ATMs belonging to the Volksbanken und Raiffeisenbanken. They might charge a fee, but I think that they will not be as high as those of the Sparkassen.