The link to information about local sim card options contains rather out of date info. For example Telia's Super card has a great Super X tariff and you are not limited to topping up by SEPA as you can top up with a bankcard within their Super app, which available thru Google Play Store

As for ATM. Apart from SEB and Swedbank, you should also be able to use Luminor bank.

one idea would be to divide the options so instead of Other Companies, there is Other Companies EU, and Other Companies Non-EU, so we can avoid investment in UK for example

@bunq#119087 In my opinion a lot of these tips are subject to debate. Many small retailers will refuse card for small transactions, and some merchants such as some cab drivers and hairdressers often only accept cash. The bigger the merchant and the larger the transaction amounts the higher the likelihood of card acceptance. Travel on busses outside London such as First Bus will normally result in a small £0.20 charge that a day or two later is revised to the actual amount. Cards are usually accepted without ID, but for vehicle hire they expect the bank card and ID names to match (which can be awkward if say driver has driving license but no bankcard and passenger wants to pay with their bankcard but has no driving license). Many ATM networks that are not branded by a bank will charge for cash withdrawals but if they do it will warn on screen and allow you to back out before money vended if you not happy with the charge. ATM charges usually vary between £1.50-1.99 and a charge may be dependent on if the card is a Debit or Credit as they have different interchange fees so the operator faces different costs. ATM in richer areas tend to vend £20 and £10 notes. In poorer areas they often vend ££20, £10 and £5 notes as lower denominations are in higher demand. If you receive banknotes issued by the Royal Bank of Scotland, Bank of Scotland, or Clydesdale bank, while readily accepted in Scotland you may face issues in England. Due to many people being unfamiliar with then there is a higher risk of them accepting forgeries, so many smaller retailers will decline non Bank of England notes outside Scotland. Larger retailers in England will often accept them, and even accept the less common Northern Ireland banknotes from Bank of Ireland, Ulster Bank, and Northern Bank/Danske Bank. Whenever possible pay by card as you will minimize the risk of being passed a forged note, and it is safer not to carry much cash, particularly in crowded public places like London's Oxford Street.

and the quantity transfered

it costs 20p to send a SEPA payment from a Handelsbanken UK account to bunq, so paying more to use TransferWise does not make sense

As well as Fitbit Pay, you can add Garmin Pay and Samsung Pay to the Wish List!

Good idea!

A breath of fresh air

Good idea!

Starling and Monzo suggest you decline DCC and pay in EUR or AUD or USD etc and then convert at Mastercard exchange rate into the account currency (which currently only available in GBP)

works fine with Starling Bank and Monzo too

I just tried Google Pay on the off chance it would work.....unfortunately not.....well I won't be making NFC payments until Google Pay or Samsung Pay is possible

If your post code is 5745AB, you should try to enter 57450. This works also for AFD (automated fuel dispensers) at gas stations in the US

I also reported before a Cashzone ATM here in UK works with all other cards, but bunq reject the transaction for security reasons as the ATM is poorly configured!

Personally I see no reason not to have an option and be able to set up a joint account that is sole signatory or a joint account that is dual signatory. Why only offer the one option? Make it flexible as differing customers have different requirements!

I had one once and it was very tasty...wrapped of course in our great bunq coloured stripes ;-)

I agree it will still be useful. I did say it was the 'main' reason not the 'only' reason why it was being used.

Monzo, Starling and Fire have card top ups, but they do cost the bank (i.e. bunq if they introduced deposits into their accounts by card) quite a bit of money, maybe 1% of the total transaction, that is why they prefer deposits by bank transfer.

While early morning SEPA SCT is same day, and later in the day SCT is next day, that is the position now. As banks in the SEPA zone transition from SCT to SEPAinst then instead of next day they will be near real-time transfers. Then the main motivation behind card deposits, speed of account top up, will disappear.

"As a regular user of BUNQ I am quite happy that they provide the regular banking services like credit card, payments and transfer of money..." They DON'T provide credit cards, they provide debit cards