@Ralph-Pink-Frog#183416 Ok, transferred eur 0,01

@Ralph-Pink-Frog#183197 Spot still available?

Change your address in the app. Select France as country, put the Netherlands in same field behind town. Put NL- before postal code. Order new mastercard. (I 'lost' my old one) In a few days you get a new card which works with Apple pay.

I have Apple pay with N26 in the Netherlands, but didn't found a terminal which supports it yet... Used it abroad and works great.

Correct, but you're talking about 1,2% or 1,7% about a few cents or euros. I wouldn't bother about that. In that cause you can choose yourself which card you use. Is it even possible to drawdown such amount in Malaysia?

That easy!

The break even point is EUR 450.

EUR 450 x 1,2% + EUR 2,25 = EUR 7,65

EUR 450 x 1,7% = EUR 7,65

Thus, if your single drawdown is below EUR 450 (counter value) use your N26 card, when it's above use your bunq card.