Yes, but I think Gleb's point is another. Ireland has a non-domicie regime, whereas France, Spain and Germany don't. It's quite a unique law that Cyprus and Malta also have, the UK recently abolished it.
You can be an Irish tax resident and still be non-domiciled, which basically means you don plan to die in Ireland and at some point in your life you will move.
If you are non-domiciled, you are exempt of tax on some foreign income as long as you don't bring that money to Ireland (it's called the remittance basis). For example, UK dividends of shares you have in a Dutch broker and are paid into a Dutch account, when you never transfer that money to Ireland, you simply re-invest that money to buy more shares in that Dutch broker.
An Irish-born person couldn't benefit from this, as they are Irish-domiciled by definition. To move from non-domiciled to domiciled, you have to voluntarily self-declare as domiciled, which I will never do, as I'll move back to Spain sooner or later.
As you can see, it's a very Irish-unique thing that has nothing to do with France, Spain or Germany. Then, the question is where is your Bunq money and the interest you earn? Is it in Ireland if your IBAN is IE or is it in the Netherlands regardless of IBAN?
We live in a digital world, but the question of where that interest is "physically" paid is the key in this matter.

Hi, that's not exactly the question. What Hasseb means is that in Ireland you have to pay some tax for the mere fact of having a credit card, even if you never use it, or you block it. So the only way to avoid this tax is simply not having the credit card. It can be very inconvenient in Ireland to force customers to have an unwanted credit card, as they will have to pay tax for nothing.